Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or info@cashmart.sg

Licensed Moneylenders Hougang

Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

Hougang

In the North-East Region of Singapore is where you can find Hougang. It is a mature residential town and planning area with the majority of Singapore’s population. 

One factor why people decide to live here is the accessibility of shopping malls. As of this day, there are 8 popular malls in town.

Also, there are many transport services available. Choose between a bus ride or a train ride. 

On top of that, money lending institutions offer the best loan products and services. Residents get advice from the licensed moneylenders in Hougang

 

Getting to Know Licensed Moneylenders in Hougang

Wait up! Before you sign up, read more about your chosen lender. There are many money lending facilities now available.

But, there’s a challenge of choosing the right one. Help yourself. Take note of the following characteristics. 

 

Better than Credit Card Cash Advance

One of the latest features of credit cards is cash advance. Withdraw an amount of money for whatever payment you need. But, there’s a trick hidden in there. 

Did you know that credit card cash advance charges daily? Yes, it does. The interest rate calculation is different compared to card swiping. Without knowing this, you’ll pay more than you actually should. 

Avoid this sneaky tactic. Apply for a payday loan from reputable money lending institutions. Licensed moneylenders in Hougang have fixed interest. The rate is regulated by the Moneylenders Act. It saves you from paying more. 

Besides, the personal loan application approves faster than credit cards. Do yourself a favor. Apply with trusted and reputable lending companies. 

 

Lends a Safe Loan Amount

Did you know that every borrower has a loan amount limit? Yes, you have. It all depends on your citizenship and regular annual income. 

Licensed moneylenders in Hougang abide by the law. They don’t promise any loan amount. Instead, they calculate how much you can take. 

Don’t worry, it isn’t biased. The computation is based on the Credit Bureau. It is centralized so all legal lenders are basing on it. 

Any qualified borrower can take out a loan. If you’re a Singaporean Citizen, Permanent Resident or a Foreigner residing in Singapore, there is a ceiling loan amount for you.

 

Builds a Positive Credit Score

Licensed moneylenders in Hougang encourage borrowers for on-time payments. Why? Lenders grades you positively if you do this. 

Aside from your loan amount payment, trusted lenders are concerned with your credit score. They don’t focus on earning more through interest. Rather, they are interested in building a positive credit score. 

Do it for yourself. Always pay on time. Start creating a healthy score. Good payers get a new loan faster in the future.

Licensed Moneylender in Hougang

Approves Loan for Zero Credit Borrowers

A credit ghost is what banks and money lending institutions fear the most. Why? Because there is no record of any loan under a borrower's name. This means no credit history. There’s no payment behavior. 

But how can you build a score if no one will trust you? Luckily, licensed moneylenders in Hougang are considerate. This lender approves loans for first-time borrowers. They transform you from a zero credit borrower to a positive credit score borrower. 

Learn more about how to manage your score. Visit the official website. 

All that you need to know is at the tip of your fingertips. Check out all the information you need from the webpage. Contact them either by email or phone call. You deserve to know more before you leap. Type in the search button the licensed moneylenders in Hougang. 

 

Repayment Terms Offered by the Licensed Moneylenders in Hougang

Taking out a loan takes a lot of courage. You have to overcome how you can manage your finances. Accept the fact you need assistance from reputable lending companies. But, there’s more to it than applying for a loan. 

Your repayment capability is also assessed. Budget your monthly financial responsibility plus your loan amount with interest. Choose a repayment term that fits you perfectly. 

 

Weekly Term

Weekly repayment term means you settle your loan every seven days. This term is divided into three. It depends on how long you want your term to last. 

The weekly term is preferred by others especially during short-term loans. They get to manage their expectations better. 

 

Bi-weekly Term

Bi-weekly repayment term is loan payment every 2 weeks. There are three more ways to repay a loan under bi-weekly. It is based until when you plan to repay all the loan amount. 

Typically, bi-weekly payers are payday loan borrowers. Especially if the salary is every 15 days. It fits best if your next paycheck is right around the corner. 

 

Monthly Term

The monthly repayment term is personal loan payment every 28 days. Post your next payment schedule in your calendar. 

Some borrowers choose this to manage finances more. They have a long time to prepare the loan amount. Plot all your expenses. Know your priorities. This way, you can pay responsibly. 

Also, check if your due date falls on a holiday. If it does, repay a day before the holiday. Also, contact your chosen lender if this happens. 

Always consider your next paycheck. Is it near your loan due date? Will you avoid late repayment? Licensed moneylenders in Hougang remind their borrowers about the nearing due date. They help you avoid incurring late repayment fees. 

Be knowledge equipped before applying for anything. It is a lot safer and secure. Licensed moneylenders in Hougang value your money and privacy. Contact them immediately if there is any adjustment needed. 

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