Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or

Licensed Moneylenders Bishan

Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


Bishan is also known as the “Bishan New Town” or “Bishan Town”. It is a developed residential town in the northern part of the Central Region of Singapore.

Bishan houses three most prestigious educational institutions in Singapore. They are the Catholic High School, Raffles Girls’ School, and Raffles Institution. 

There are also sporting facilities in Bishan which is the Sports Center. There's a sports hall, stadium, dance studio, and swimming complex. Held in here are the major international sporting events.

A major expressway connects Bishan to other cities in Singapore. It has MRT stations and bus stations. 

There are seven (7) major shopping centers in Bishan. Junction 8 Shopping Center is in the Bishan Central. Bishan North Shopping Mall features a wet market. 

Thomson V One and Two, Thomson Imperial Court, and Sin Ming Plaza is a residential complex. They have retail outlets in the basement and on the ground floor. 

Other shopping malls in the city are the Thomson Plaza and Midview City. 

Bishan - Ang Mo Kio Park is between Bishan and Ang Mo Kio. It is the best place for nature lovers. 

The town of Bishan is still progressing well. Residents and locals are also supported by the licensed moneylenders in Bishan. 


Ways to Spot Loan Sharks in Bishan, Singapore 

There are various licensed moneylenders in Bishan that are ready to help borrowers. Due to the city’s progress, along came loan sharks. 

Loan sharks are the opposite of licensed moneylenders in Bishan. They are illegal moneylenders that lure borrowers to get a loan from them. They usually target low-income borrowers who are desperate to get a loan. 

But you should not worry about them because there are some factors to recognize them.


No Contract

Licensed moneylenders in Bishan let you sign a contract as an agreement that both of you have sealed a deal. 

But that is not the case for loan sharks. They usually do their business without offering a contract for you to sign. 

Other loan sharks may ask you to sign a contract, but be careful. Their terms are illegitimate and unfavorable.


Offers a Large Amount of Loan

Licensed moneylenders in Bishan offer a loan based on your source of income. That means you cannot have a high amount of loan if your income isn’t enough to cover repayments. 

For loan sharks, they will offer you a large amount of loan which is enticing. They won’t even consider your source of income as a basis for the amount of your loan. 


Excessive Interest Rates

Interest rates are ways for licensed moneylenders to earn. Licensed moneylenders in Bishan follow the standard for interest rates. 

The lending industry is well regulated by the government in Singapore. Interest rates are also included. They offer a low- interest rate, unlike loan sharks.

Illegal lenders who do not follow the policy about interest rates may have their licenses revoked.

Loan sharks have a high-interest rate. Some of them may even require you to pay hidden charges that they have not discussed with you. 


Licensed Moneylender in Bishan

No Physical Office

All licensed moneylenders in Bishan require the borrowers to visit their physical office.

Especially when you have to pass all the required documents. But for loan sharks, they do not have their physical office.

They do not have a license issued by the government of Singapore. They won’t even ask for requirements from you. 

With loan sharks, most of the transactions are done through email and SMS.


Ways to Deal with Loan Sharks in Bishan, Singapore

As much as possible, try to avoid dealing with illegal moneylenders. But if you encounter loan sharks in Bishan, here are ways you could do to deal with them. 


Report to Authorities

Dealing with loan sharks is illegal. So if you locate them, you have to report them to the authorities right away. This will prevent them from luring desperate borrowers.

Explain everything to the authority. You can also give them records about your transaction if you have one. This will help ease their investigation.


Avoid Loan Sharks 

In case you spot a loan shark and you have not made transactions with them yet, stay away from them. Never trust them. 

Avoid them even if you are desperate in getting a loan. Do not be caught up by their strategies. They may give you good offers but they will use that to get you into their trap. 


Keep Your Calm

Once you know that you are dealing with illegal moneylenders, keep your calm. Do not let them know that you have a clue about their agenda. 

Do not act or think of confronting them. This might get you into an unfavorable situation. Report them to the authority. 


Do not Waver to Pressures and Threats

Once you have reported your situation to the authority, you can stop paying them. Loan sharks are not licensed to lend money to you and receive repayments from you. 

They might pressure you into paying your debt. Some may even tell you that they will report you to the police. But if you know your rights, they cannot threaten you.

It might be difficult to deal with loan sharks when you already made transactions with them. So before you negotiate with any moneylenders in Bishan, research about them. 

Do a background check about your prospective moneylenders. To know if they are licensed, you can check them from the Moneylenders Registry in Singapore. Also, try to make sure that their license is valid.

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