Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or

Licensed Moneylenders Macpherson

Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


Macpherson is located in the Central part of Singapore, specifically in Geylang. It is in between the neighborhoods of Aljunied and Paya Lebar. 

The district was named after Colonel Ronald Macpherson. It consists of small public housing and industrial area. It was a sleepy state because some of its places were inaccessible by public transportation. 

The industrial center is more lively and active. It focuses more on manufacturing. Media and events companies are also in their industrial center. 

The car industry in Macpherson is not as active compared to other industries. That is the reason why there are a few car marts, vehicle repair shops, and car dealers in Macpherson. 

Public schools are around the district. It also houses charity institutions like Asian Women’s Welfare Association. 

There are food centers in Macpherson like Jackson Food Center. It is an old and famous food center in the district. 

Macpherson is one of the promising districts in Singapore because of its steady improvements. There are also licensed moneylenders in the district that give aid to their locals. 


Pros and Cons of Loan From Licensed Moneylenders in Macpherson


Personal Loans



Personal loans are the most popular in Singapore. You can use it in many ways since it is a flexible loan. Like financing your vacation or for your capital as a solo entrepreneur.

A personal loan is easier and faster to process because your moneylender will ask for lesser documents. With a personal loan, you don’t need to risk your properties for collateral. Your moneylender will not ask for collateral. 



Pleasing as it is, a personal loan does not apply to everyone. The individuals who are eligible to apply for personal loans are those that have high incomes. 

People who are under sixty (60) can also apply for this loan. But if you are older than sixty, your chance to get the approval is low. 

Moneylenders make such policies to ensure that you are capable of paying them back. With this, you'll need to have a good credit score. 


Education Loans



Parents in Singapore are willing to spend their life-earned money for the education of their kids. Unfortunately, not all Singaporean parents can provide educational finances for their children. 

The answer to this is for them to apply for an education loan. Are you a student? You can also get educational loans. All you have to do is to provide documents that will prove you being a student. 

Education loans have a high approval rate. They also offer a low-interest rate. So whether you are a parent or a student, theirs no worry about getting the finances that you need for education. 




There are a few cons to educational loans. As long as you continue with your education journey, there will be no problem with education loans. But some issues might arise if you fail or drop out of school.


Licensed Moneylender in Macpherson

Payday Loans



Payday loans are different from other loans. The payment term in this type of loan is short term. It helps you cover your bills and expenses until your next payday. 

This loan is good for people who have unexpected bills or expenses. You get the loan easily and at the same time, you have to pay them back quickly. 

With this loan, you don’t have to undergo a meticulous background check. All you need to do is to prove to them that you are currently employed. 



With a Payday loan, you have to pay on time. If in case you failed to pay your loan in the designated time, it may affect your credit score. So, make sure that you pay your debt as soon as you receive your paycheck. 

Are you planning to get a higher loan? Remember that you cannot borrow a loan that is more than the amount of your salary. Besides, there might be a lower chance for your loan application to be approved. 


Mistakes that Could Ruin Your Credit Score

Are you applying for a loan? Are you worried about your credit score? 

The last thing you want to happen is to get a low credit score. On the other hand, having a good credit score can give you a high chance of approval. 

To avoid ruining your credit score, here are some things that you need to refrain from doing: 


Several Open Credit Account

There is a negative effect on your credit score if you have debts from several accounts. And this will affect your credit score as well.

If you don't owe that much, yet, it is distributed to several credit cards, it will ruin your credit score.


Short Term but Multiple Loans

Your credit score can drop if you apply for several loans in a short time. 

For example, you got a loan and realized that it is lesser than what you need. You tried to cover it by getting another loan in a month. The moneylenders might think that you are struggling badly with your finances. 

It is recommended that you assess the amount that you need and get a loan one time. This will help protect your credit score. 


Missed or Late Payments

Missing your repayment dates will greatly ruin your credit score. If you can’t pay your loan for more than a month, you will be considered a delinquent.

If you think that you are about to miss your due date, inform your moneylender about it. Sometimes, they can recommend other options to pay your loans on time.

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