Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or info@cashmart.sg

Licensed Moneylenders Clementi

Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

Clementi

Clementi from the West Region of Singapore is a planning area and a residential town. 

The place is loved by the residents because of the amenities it houses. Some of these are 321 Clementi, West Coast Plaza, and The Clementi Mall. 

Worship places like Chee Sia Ong Temple and Tentera Di-Raja Mosque are found here. 

Travel around via Clementi MRT Station and Clementi Bus Interchange. 

Build education from Clementi Primary School, Nan Hua High School, Ngee Ann Polytechnic and many more. 

Stabilize finances with the Licensed Money Lenders in Clementi

Drop by this place and experience how amazing it is to stay here. 

 

Loan misconceptions in Licensed Money Lenders in Clementi

Despite the beneficial effects of a personal loan in one’s financial life, there are still doubters. 

All because of a lack of knowledge and short-term loans are misunderstood. 

For further comprehension, we cited some of the common loan misconceptions in licensed money lenders in Clementi. 

 

Bad credit borrowers not allowed

Banks and money lending facilities require a credit check. This means an aspiring borrower must have a good credit score. 

You’re lucky if you have built a healthy score. But if not, you’re doomed. 

Unlike licensed money lenders like in Clementi, borrowers with a good or bad credit history are still entertained. All you have to do is comply with the requirements and pay on time. 

Amazing right? There’s still more.

This lending company allows even zero credit borrowers. If you’re a first-time borrower, look for licensed money lenders in Clementi. They have loan products that will fit you. 

 

Collateral is always required

Collateral is a typical requirement when you borrow from banks. It’s quite devastating if you don’t have a valuable possession. Also, it is heart-breaking to leave your property behind if you missed your loan payment. 

Luckily, there are lending institutions that let you borrow without collateral needed. Yes! Collateral-free loan. Simply approach licensed money lenders in Clementi and talk about your financial situation. 

Get your money within the day and pay it off diligently. 

 

Loans build debts

Contrary to the majority’s beliefs, payday loans help you manage your debts. You get quick cash within 30 minutes and pay it off once you receive your paycheck. 

Very convenient isn’t it? Especially if you deal with licensed moneylenders in Clementi. 

But if you borrow from loan sharks, you’re in big trouble. They aim to pile up your rates and fees. That’s why it is very important to identify a loan shark from legit money lenders. 

 

 

Licensed Moneylender in Clementi

Very high-interest rate

A short-term loan is not affiliated with a high-interest rate. It lets you see through the rates and fees. 

Within a short period (30 to 60 days), you can pay off your loan completely. On-time payment builds a healthy score. Plus a chance of higher loan amount on your next application. 

Long-term loans, on the other hand, drag your payment for a long time. Thus accumulating more rates than it should. Before you apply, use a loan calculator found on the lending website. Licensed moneylenders in Clementi have one on their webpage. Now that’s everything is clear, there’s no need to hesitate on clicking that Apply button.

 

Spot Loan Sharks easily from the Licensed Money Lenders in Clementi

Personal loans are much better if acquired from licensed money lenders in Clementi.

What if you’re confused between a legal lender and a loan shark. 

Below is a quick guide to figure out their difference. 

 

Official List of Licensed Moneylenders in Singapore

The fastest way to identify if a lender is legit or not is through the Ministry of Law. 

From their website, you can see the official list of licensed moneylenders in Singapore

Search for the legal lender near you and apply for the loan service you need. 

 

Note of Contract

Aside from the Ministry of Law website, you can check it through their contracts. 

Licensed money lenders in Clementi have a very transparent Note of Contract. The principal loan amount, interest rates and penalty fees are indicated. Even the late payment fees are clearly stated. The Loan Officer also explains the loan thoroughly. 

However, loan contracts from loan sharks have lapsed. There are confusing statements that might trap you. Beware of this. 

Also, as a borrower, you should have your copy. Loan sharks refuse to give you one. Licensed lenders provide a copy for you willingly. 

 

Behavior 

Another contributing factor is the lending officer’s behavior. 

Intimidating loan officers are common with loan sharks. You’ll feel like it’s an obligation to proceed with your loan application. 

On the other hand, licensed lender’s staff are friendly and accommodating. You’ll understand the need for a loan service. They are persuasive in a respectful manner. 

Choose wisely on which type of money lender you will apply. Take note that you need quick cash to manage your finances. Loan sharks create your financial sinkhole while licensed money lenders in Clementi build a strong financial foundation.

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