Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or

Licensed Moneylenders Queenstown

Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


Queenstown, Singapore has the best education system. Top schools from all levels are located here. 

In primary school, Fairfield Methodist School, New Town Primary School, and Queenstown Primary School.

While secondary schools are Anglo-Chinese School, New Town Secondary School, and Queenstown Secondary School. 

For the tertiary institutions, Anglo-Chinese Junior College, MDIS UniCampus, and National University Singapore. 

Residents in the area send their kids to school regularly. 

Licensed Moneylenders in Queenstown support the expenses of residents of the reputable lending company.

Credit Rating According to the Licensed Moneylenders in Queenstown

Are you familiar with credit rating? 

Do you know how important it is in your financial life? 

Your rating has a serious effect on your life than you thought of. 

Well, it is a very significant factor especially when you apply for a personal loan. 

Licensed money lenders in Queenstown elaborates on how credit rating works. Check it out. 

Ability to repay a loan

Financial institutions and banks need to know how you handle your loans. Most especially how you repay them. 

Through your credit rating, they’ll have an idea if you’re a diligent borrower or not. 

Do you want a better rating? Repay your loan on time. If your chosen lender permits early termination, do so particularly with enough funds. 

Failure to do this will drag your credit rating. The result is the banks and lending facilities will doubt your ability to pay off your loan. 

The loan amount you can borrower

A high credit rating is a definitive factor for your loan amount. Why? The higher your rating is, the bigger the loan amount will possibly granted. 

When you have a low credit score, you have a low chance of approval. Granted with your loan application, the lesser loan amount is allowed. 

Banks and licensed moneylenders will tag you as a high-risk borrower. This means they can’t trust you enough with a larger value. 

The solution is to create a good score as early as possible. Apply for a payday loan with the licensed money lenders in Queenstown. 

Your Creditworthiness

Since we’re talking about your credit rating, your credibility is mostly derived from it. 

Banks and financial institutions have trust issues. It is implied to borrowers with no credit history or poor score. Because you don’t have a record on how you handle financial obligations. 

How can you assure them that you are a responsible borrower without a good credit rating? 

But the main question is, how can you build your score if no one will trust you? 

Unlike the licensed moneylenders in Queenstown, they give out loans for zero-credit borrowers. You can start your financial journey with them. Try out their short-term loans. 

Licensed Moneylender in Queenstown

History of Loan Repayments

You might not know it, but all your loan applied is recorded. Banks and money lending facilities grade you according to your performance. Once it is submitted, the Credit Bureau consolidates it all. 

Afterward, it is reflected in your credit rating. With one look at the number, a lending company knows your repayment history. 

A good habit of repayment means a good score. It means a good result of your loan application. You get approved and most likely a higher loan amount. 

Don’t have that good repayment habit? Don’t doubt if your request is denied. It’s never too late. Ask help from the licensed moneylenders in Queenstown. They’ll lend you a helping hand and funds. 

Don’t neglect your financial responsibilities. It affects your life particularly your loan applications. Talk to the licensed moneylenders in Queenstown more about it. 

Licensed Moneylenders in Queenstown talks about the Life Effect of Credit Rating 

From the very beginning, we discussed that credit rating affects your loan application. This has a domino effect. It means rejection of loan approval affects your daily life. 


We’ll cite some scenarios. 

No House Purchase

One of the in-demand loans in Singapore is Home Loan. If you fail to build a good credit score, you can’t buy a house. Where will you live? Where will you stay? Where will you keep all your things safe?

A house is one of the most essential needs of human. Secure one if you have a healthy credit rating. 

No Car Purchase

Aside from a house, a vehicle is also a necessity. Although commuting in Singapore is tolerable, driving your car is a lot convenient. 

You don’t need to wait at the bus stop. Standing inside the MRT is avoidable. Plus, nothing beats the comfort of traveling in your car. 

But how can you buy one if you have a failing credit rating? Avoid this dilemma. Rebuild your score. Take a short-term loan and pay on-time as your life depends on it. 

No School Degree

Not every Singaporeans are familiar with the student loan. 

Yes, there is a loan for those who are still studying. You can pay it off after graduating and landing on your first job. 

Licensed money lenders in Queenstown help you reach your dreams. If receiving your school diploma is your ultimate goal, you’ll get it with them. 

Make an initial step for your rating, have a student loan now and pay it as scheduled. 

Lose Job Opportunity

Fieldwork like finance, law, and politics assess job applicant’s credit rating. Kinda think of it, it’s practical. 

How can you fulfill your duty if you can’t handle your finances?

A low credit rating reflects poor financial management. But a high credit rating implies a responsible individual. 

Secure your dream job. Stabilize your debts and finances. 


Never underestimate the powers of numbers. It changes your life in the blink of an eye. Value your credit rating.

Always pay your debts on time. Start building a good score with the licensed moneylenders in Queenstown.

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