Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or info@cashmart.sg

Licensed Moneylenders City Plaza

Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

City Plaza

City Plaza is a commercial property for the light industry. It is nearby Singapore Post Center and Geylang Serai Malay Village. 

There are shops and a basement car park in the Plaza. There are eateries at Little Vietnam Restaurant and cafes at Grandlink Square. 

Located at the City Plaza is the famous Arnold’s Fried Chicken Restaurant. There are other amenities nearby like supermarkets, retail shopping, and banks.

There are Starbucks and Cheers for a convenience store. Present also is the Cold Storage for grocery, Unity for Pharmacy, and a mall. All those amenities are about ten (10) minutes walk from the City Plaza. 

There are also reputable schools close to the City Plaza. Those are Chung Cheng High School, Tanjong Katong Secondary School, and Kong Hwa School. 

Living in City Plaza could be convenient for most people. Almost everything that you need is accessible. 

 

Warning Signs of a Loan Shark in City Plaza

Loan Sharks are illegal or unlicensed moneylenders. Be very careful with loan sharks since they are a bit difficult to spot. Some even know they are already victimized by loan sharks when it is too late. 

Here are some signs that you need to look about loan sharks:

 

Loan Solicitation 

Loan sharks are pushy when it comes to selling their loan. They will continuously send you messages through emails, texts, or they may even call you. They will use many strategies to get you into borrowing a loan from them 

 

Easy Loan Process

Loan sharks use very easy loan application. Most will not ask for documents from you. They might not even show you documents like loan agreement or your record of payments.

These strategies could be alluring to desperate borrowers. If you encountered this situation, better to stop dealing with them before it’s too late. 

 

Inconsistencies with their Loan Condition

Loan sharks won’t inform you about important loan terms. They might not even update you about your interest rate and the money that is left for you to pay. They will also suddenly increase the interest rate. 

Loan sharks will ask for additional fees without even explaining the details to you. They will change their terms without notifying you. 

 

Threats and Harassment 

Over time, they can get nasty with you. They will intimidate you or threaten you if you couldn’t pay off your debt. Some may even pose harassment. A licensed moneylender would never do those things. 

 

Taking Collateral 

Most unlicensed moneylenders will ask for a guarantor. Some will take items such as your passport, bank cards, or any of your assets and properties. They will you that it is their form of security.

Licensed Moneylender in City Plaza

Qualities of Licensed Moneylenders in City Plaza 

Licensed moneylenders can save you with your stressful finances. So here are some qualities of licensed moneylenders in City Plaza. 

 

Transparency with the Loan Terms

Moneylenders are transparent with their loan contracts. They will explain every detail that you need to know about your loan term. 

Things that they will discuss with you are the interest rate. They will also include your repayment term and the payment options. With payment options, let them know the one that would be very convenient for you. 

Note that they should be able to address your questions. If they cannot answer your queries, be observant and vigilant. They might be loan sharks. 

 

Amount of your Loan Depends on your Income

Licensed moneylenders should follow a law. It tells that the loan an applicant can borrow will depend on their annual income.

They will give you a moneylending plan that is convenient for you. By basing the repayment terms and your loan amount to your income, there is a guarantee that you can pay your debt. 

 

Providing a Contract

The contract signifies the agreement made between you and the moneylender. This will both protect you when untoward issues happen in the future.

Included in the contract are the interest rate and the repayment period. Other important details are late payment fees and repayment options.

 

Fair and Reasonable Interest Rate

There are guidelines for borrows to know when it comes to interest rates. Remember that moneylenders do have the right to demand their interest rates. 

You should check the interest rate and the fees in the contract. All moneylenders are required to adhere to the guidelines.

If the moneylender demands a high-interest rate, they might be loan sharks. You have to be keen observant as well.

 

Physical Office and their Legitimacy

All licensed moneylenders need to have a physical office for them to operate legally. You can check the name of the moneylender from their official website. You can also search for their legality.

The physical office should be well-maintained. Aside from the physical office, moneylenders should look professional. 

Transactions must be done at the office especially the signing of the contract. Though at times communication can be done through the phone or email. 

If you meet a moneylender that does not operate in a physical office, they are most likely loan sharks.

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