Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or

Licensed Moneylenders Lucky Plaza

Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

Lucky Plaza

One of the iconic shopping centers in Singapore is Lucky Plaza. It is located on Orchard Road. 

Also, Lucky Plaza is recognized as one of the most popular places for budget shoppers. It has a wide range of products at affordable prices on sale. 

Moreover, money lending companies are readily accessible to shoppers and anyone in need of quick cash.

Visit the place. Check out the licensed moneylenders in Lucky Plaza


Licensed Moneylenders in Lucky Plaza identify factors that Drag Down Credit Score

Your credit score is a defining factor of your loan approval. 

To secure a loan, a borrower needs a good credit record. 

But, how will you know if you’re on the right track on keeping your score healthy?

Listed below are the factors to consider in grading your credit score. 


Number of credit accounts

A credit regardless of its amount is still a credit. 

If you have a small credit from one credit card then have another, it drags down your score. 

Money lending companies recognize this as a red flag. 

You’ll have a handful of repayment dues to handle. 

In addition, closing all your accounts is not advisable by the Licensed moneylenders in Lucky Plaza.

The best you can do is to keep an account or two. Pay them off on time as expected.

This way, you can recover your credit score. 


No Credit History

No credit history is defined as an ungraded credit. 

Without credit, lending facilities cannot evaluate your payment attitude. 

It is important for your lender to identify if you’re a high-risk or low-risk borrower. 

If you lack a credit score, it can pose a problem in your loan application. 

Your home loan or auto-loan approval is at risk. 

The best you can do is open a single credit account. Remember to pay off the service on time. 

On the other hand, you can visit the licensed moneylenders in Lucky Plaza. They entertain zero-credit borrowers. You can choose a loan product appropriate for your situation.

Be reminded of the importance of on-time repayment. 


Multiple loans in short intervals

If no credit history is bad, too many loans are not a good thing as well. 

Financial institutions recognized it as a red flag. 

Multiple loans indicate that you’re in financial desperation. 

Usually, this happens if you applied for an unsufficient loan. 

Take your car loan for example. Your approved car loan is underestimated. You still have to pay for other fees aside from the actual car price. Since you need more funds, you apply for a new personal loan. 

Save yourself from a bad credit score. Shop around and calculate how much you actually need before you apply. 

Aside from this, some borrowers take out a loan to cover another repayment. Licensed moneylenders in Lucky Plaza discourages this doing. 

Be a responsible borrower. Always use a loan calculator to properly estimate your repayment. Avoid getting another flexible loan just to payout an existing loan. 


Multiple loans at the same time

The simultaneous loan application is a typical doing of Singaporeans. 

You might think it can secure you a fast and better loan service. But, actually, it can drop down your credit rating. 

In the eyes of the lending institutions, you’d look too needy. 

Don’t ask and apply for loans all over the place.


Before you apply, check the official website of licensed moneylenders. 

Compare interest rates of various loans. From there, you can decide which is the best one for you. 

Licensed moneylenders in Lucky Plaza have a wide variation of loan items. Check them out.

Licensed Moneylender in Lucky Plaza

Late repayments

One of the responsibilities of moneylenders is to report your payment attitude. 


Your late repayment is reflected in your credit rating. 


Be a diligent payer. 


Reputable lenders will trust you as a low-risk borrower. 


If late repayment is inevitable, consult your loan officer immediately. 


Licensed moneylenders in Lucky Plaza have helpful and friendly personnel. They can adjust the repayment term as long as you oblige with your responsibility. 



Bankruptcy stays in your credit history.


This is a hindrance to your financial endeavors. It is reflected in your record for up to five years. 


Good thing, you can clear your bankruptcy status. 


You can still apply for an auto-loan or house loan. 


Talk to your trusted loan executive. 


Licensed moneylenders in Lucky Plaza figure out the best loan option for you. 


You can get instant loan cash. Recovering your credit score is a bonus. 


Default credit

Consistent repayment failure is reported by lenders as a loss. 


Do you want to escape this dilemma? 


Defaulting your credit is not an option. 


It will be in your credit history. Money lending institutions will doubt if you’re responsible. 


In addition, a default credit pulls down your credit score. 


Avoid this situation. 


Pay off your loan on time. 


Now that you know what drags down your credit score, stay away from it. This way, you can improve your score. Future loan plans are in good hands. 


Credit Score Improvement with the Licensed Moneylenders in Lucky Plaza

Your credit score has a great impact on your life. 


It can make your dream house come true. It can lose your chance to drive your dream car.


Maximize your loan opportunities. 


Improve your scores in this way. 


Responsible repayment

The most simple yet challenging way to improve your score is on-time repayment. 


Mark your calendar about your next due date. 


Alarm your phone as a reminder. 


Licensed moneylenders in Lucky Plaza remind borrowers of their nearing payment due. 


Start with small loans

Building a healthy score takes time. 


Start it up with small loans and pay it off on time. 


After accomplishing the financial obligation, proceed with a new personal loan as needed. 


Slowly but surely, it can pull your score up. 


Licensed moneylenders in Lucky Plaza is the best financial partner you can get. They do not solely focus on money lending. Financial assistance and counseling for every borrower are one of their priorities. Help yourself. Apply for a flexible loan term now.

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