Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract – we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

Yio Chu Kang

In the northeast of Singapore is a magnificent sub-urban area called Yio Chu Kang. The name came from Yio Chu Kang Village. The area is known for lush greenery and low-density housing. 

It has high-rise public housing located in the Southern fringes. It is suitable for peaceful and quiet living.

Residents have trouble-free finances. Thanks to the Licensed Moneylenders in Yio Chu Kang. The loan officer is a professional. Every quick cash loan transaction is safe and secure.

Licensed Moneylenders in Yio Chu Kang explains Moneylender Harassment

In Singapore, the money lending industry is regulated by the government. Also, they put all their effort into warning the citizens not to engage with any loan sharks.

Despite the continuous government warning, many Singaporeans are still victimized by loan sharks.

Some lending companies violate the Moneylenders Act, even the licensed ones.

Beware, not all lenders give out quality customer service.

Be mindful of the moneylender you choose. 

Ask for SingPass

Your SingPass user ID and password are vital yet private information. 

If your lender asks for the information, visit their office personally. Enter it by yourself. 

A lender who demands you to disclose it must be reported. 

Licensed moneylenders in Yio Chu Kang respect the borrower’s rights. 

Never share your SingPass details with anyone, including your family.

Keep Identification Card and Documents

Typically, moneylenders keep documents for verification. 

Licensed moneylenders in Yio Chu Kang return your NRIC card. Asks for a photocopy of IDs. 

Meanwhile, loan sharks keep the original documents and use them for fraudulent activities. Before you know it, your savings are drained already. Or you’re charged for activities you didn’t do.

Sign an Incomplete Contract

Your formal agreement with your lender is the Note of Contract. Thus, you must agree with everything that is written. 

Licensed moneylenders in Yio Chu Kang are transparent. The terms and fees are detailed. No loopholes are spotted. 

Contrary to that are loan sharks. They are always in a hurry. Force you to sign an incomplete contract. 

Never oblige with this tricky tactic. You might not know what they will fill in it. 

Skips Due Diligence

The Moneylenders Act requires every loan application to go through a process.

If your chosen lender seems to be too good to be true, think twice. More or less, it probably is.

Licensed moneylenders in Yio Chu Kang check your credit history. They tap the Credit Bureau for your record. 

Don’t fear. They are open to low-credit applicants and zero-credit applicants.

Use Abusive Language

When you fail to repay, a representative will collect your payment at home. 

If you don’t have funds yet, they will warn you. But it comes with a late interest fee. 

The loan shark collector is the worst. They threaten you, including other family members. Worst comes to worst. They vandalize your house.

Avoid this. Pay on time. If your budget isn’t enough, talk to your lender. 

Licensed moneylenders in Yio Chu Kang make adjustments. 

Demands Outright Processing Fee

A processing fee is necessary for every loan you apply for. It should not exceed 10% of your principal loan amount.

Loan sharks ask for a processing fee at once. Your loan is not processed unless you settle it. 

Licensed moneylenders in Yio Chu Kang never ask for advance fees. They do not request funds. 

Instead, you choose how you will settle the processing fee. It’s either on an instalment payment or deduction on the principal loan amount.

Any form of these acts must be reported immediately. If you feel harassed, file a complaint against your lender. Licensed moneylenders in Yio Chu Kang have clear records. 

Licensed Moneylenders in Yio Chu Kang instructs Proper Way to File a Complaint

The money lending industry in Singapore is highly regulated. 

Licensed moneylender’s operations are all under the Registry of Ministry (ROM).

The ROM observes the registration and regulation of money lending facilities.

If you’re in a dire situation and encountered a loan shark, file a complaint immediately.

Contact the Registry

Reach the authorities on these platforms.

Phone Call: (+65) 6325-1416 and 1800-2255-529

Email:,, and 

Unjust contracts and unfair lending practices typically call their attention. 

Any illegal collections and violations of law will surely face punishment from ROM.

File at the Singapore Police Force

If a serious law violation occurs, visit the Singapore Police Force directly. 

An action is done as soon as your report is verified. 

Licensed moneylenders in Yio Chu Kang know this process. They avoid frightening behavior. They act professionally in every loan transaction.

File at Singapore’s Court

If a complaint is civil, you will file it in court. You can go to the following government agencies:

  • Consumer Protection Act (Fair Trading)
  • Small Claims Tribunal 

And if proven unfair, the court has the power to set aside the loan transaction.

Licensed moneylenders in Yio Chu Kang take every personal loan application seriously. All the terms discussed reflect in the contract.

Every complaint is seriously taken care of. Proper investigation is done before taking action. Shop around first before signing up. It is the best way to avoid this scenario. Licensed moneylenders in Singapore are genuinely reputable. Visit their website and check it out. 

Apply for an online personal loan from a moneylender found in the official list of Licensed Moneylenders. Do your research first. Observe all the characteristics.

If you feel uneasy with a lender, leave them behind. Report them to authorities if needed. Licensed moneylenders in Yio Chu Kang have an outstanding service. Read positive feedback from their website.

Related Article: Dainty Delicacies: What to Eat in Yio Chu Kang

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