Licensed Moneylenders West Coast
Small Loans, Big Solutions

Short Term Loans
We offer the most flexible repayment terms you can meet with ease.

Money on Demand
Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency
From our online loan calculator to loan contract - we ensure no hidden charges!
Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment
Eligibility and Documents Needed
- Identification Card (NRIC)
- Singpass Login
- Proof of billing ( Any latest bill indicating residential address)
- Latest 3 month original payslip (Only applicable if there is no cpf contribution)
- Letter of employment (Only applicable for new employment)
For Self Employed
- Identification Card (NRIC)
- Singpass Login
- Notice of assessment (NOA indicating trade income)
- ACRA (Accounting/Corporate Regulatory Authority)
- Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
- Identification Card (NRIC)
- Vocational license
- Taxi pass
- Min 7 days job summary
- Proof of billing ( Any latest bill indicating residential address)
West Coast
West Coast is the home of the most secured private houses and condominiums. Also, it has a lot to offer, being situated in Clementi’s subzone.
Residents can travel effortlessly at the West Coast Road and West Coast Highway.
Explore sports and recreational facilities. Choose between the football field and running track. You may also try squash courts, bowling facilities, and adventure playgrounds.
Study at the primary and secondary schools throughout the West Coast.
People also on the West Coast are all financially literate. But in times of financial dilemmas, reputable licensed moneylenders are ready to help.
Identifying Licensed Moneylenders in West Coast
When the money lending industry developed in Singapore, many lending facilities sprouted.
Included here are unlicensed money lenders and loan sharks. Because of their presence, Singaporeans hesitate to borrow money.
Are you one of them? Don’t worry.
We will teach you how to identify reputable lending companies on West Coast.
Enlisted with the Licensed Moneylenders in Singapore
In Singapore, the Moneylenders Act is like the Bible in this industry. Anything related to the borrowing of money is indicated in the law.
A lender can not legally function without abiding by the mandated law. If you want to know if a lending facility is licensed, you can check it out through the Ministry of Law’s website.
Provided is the official list of all legitimate and reputable lenders available in whole Singapore. Licensed moneylenders on West Coast are also included in the said list.
Friendly and accommodating behaviour
Aside from a background check of your chosen lender, observe their behaviour.
Licensed money lenders on the West Coast are very professional. The loan officers discuss all the terms and conditions with clarity—the cashier hands out complete change and official receipt.
Moreover, they are approachable. You can ask anything from them, as long as it is related to your finances.
The loan representative answers all your questions formally. Also, they cite examples of how you can manage without compromising your savings.
Clear Loan Contract
The Loan Contract is the written agreement between you and the moneylender. It should contain all the terms, conditions, fees and penalties.
If you found any discrepancy in the loan contract, report it immediately to the loan officer. YOu can ask for an explanation from them.
Be vigilant when it comes to your loan application. Moneylenders persuade you to apply. But always check if all information discussed with you are stated in your contract.
West Coast money lenders are very transparent when it comes to the loan of contract. Everything is clearly stated and understandable.
Regulated Charges
The financial industry of Singapore is under the regulation of the Ministry of Law. Meaning, every decision and implementations of all economic entities are under the control of the law.
Good news to you! West Coast licensed moneylenders strictly abide by the law.
The interest rates are capped up to 4% a month (lenders can never imply more than that). Add to that is the 10% processing fee based on the loan’s principal amount.
Note that money lending companies also have charges like late repayment fee. It should not exceed $60 each month.
Bear in mind that there are some lenders implying fees more than what the law has stated. In case you encounter this kind of situation, report it right away to the authorities.
The law guarantees you from paying more than you should. That’s how important it is to borrow money from a licensed money lending institution. Thus, it helps you identify which are legal lenders or not.

Licensed Money Lenders West Coast
How to Apply at Licensed Moneylenders on West Coast
A payday loan application is made easy through online loan services. All it takes is four easy steps to do it.
Step 1. Search for a legit website and apply
Loan sharks blend in with licensed money lenders. You can quickly identify them as stated above.
Choose a lending facility near you and do personal research about them. Browse on the lender’s official webpage.
Understand their loan offers and procedures. Contact them through their posted number or website assistance.
Click the “Apply Now” button once you finalise your decision. Provide all the required information genuinely. Before you submit your loan application, recheck it. Because an incomplete loan application barely gets approval.
Step 2. Wait for the confirmation.
The loan process starts as soon as you submit your application. Wait for their confirmation via email and keep your line open. Lending entities contact the borrower upon the confirmation of your loan application.
Don’t miss their call. Answer phone calls and pay attention to details, especially to the required documents. Complete it as soon as possible. Early compliance results in faster loan approval.
Step 3. Visit the lender’s office and listen to the Loan Officer.
With your completed paperwork, proceed to the lender’s office. Present all your documents to the loan officer. What happens next is they will make a proper assessment and verifications regarding your requirements.
Be honest in answering all of the questions during your brief interview. If there’s something unclear to you, don’t be shy to ask them right away. Express your doubts and hesitations. Loan officers in licensed lenders are professionals who explain everything to clear your mind.
Step 4. Sign the Loan Contract.
Once you understand everything in details, you can sign the contract loan. Check if your contract consists of the principal loan amount, the interest rate, your instalment repayment based on your loan term choice. Add to that are the other fees related to the loan transaction.
Step 5. Get the instant cash loan.
Get your instant cash loan directly from the cashier or by bank transfer. Keep the official receipt and copy of your loan contract.
You can get a receipt through your email if you choose to get the proceeds online. Check if the ticket contains your name, date, and right amount correctly.
Do the same thing with your contract copy. It’s always better to be safe than to regret it.
Enjoy a smooth and fast loan transaction with licensed moneylenders on West Coast. Apply for a loan depending on what you currently need.
You can take a low-interest personal loan from them. Other types of loans you can apply for are business loans and renovation loan. Some are offering jewellery loans, wedding loans, and foreigner loans. Choose which you need most at a particular time.
Money matters, but your safety and privacy must be your top priority. Licensed moneylenders on the West Coast deal with all your financial information delicately. And you’re surely safe if you borrow money from them.
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