Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract – we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


Tampines are well-served by a different set of transportation. Commute around the area through the three road networks. These are Pan-Island Express, East Coast Parkway, and Tampines Expressway. 

You get many options for transportation. You can ride six different MRT stations in Tampines. These are the following:

  • EW2 DT32 Tampines 
  • EW3 Simei
  • DT31 Tampines West 
  • DT33 Tampines East
  • DT34 Upper Changi
  • DT35 CG1 Expo

Tour around with these two bus interchanges. These are Tampines Bus Interchange and Tampines Concourse Bus Interchange. 

Moreover, the town’s residents are financially equipped. Thanks to the loan products and services of the licensed moneylenders in Tampines

How to Secure a Personal Loan from Licensed Moneylenders in Tampines

Unlike other lending institutions, licensed moneylenders in Tampines are not selfish. As much as possible, they approve a loan for every qualified borrower. 

Check the following qualifications. Apply for a personal loan if you have all it. 


Usually, moneylenders post their age limit to their official website. Licensed moneylenders in Tampines allow ages from 21 up to 65 to borrow. 

But less than 21 years old, do not have enough credit history. Also, this age has only begun working for their first salary. That means they don’t have yet developed any repayment skills. 

Some lenders hesitate loan approval on a younger age group. They still lack a sense of financial responsibility. If you want to take out a loan, manage your very first paycheck. Wait for the right time to borrow. 


Banks only approve a personal loan to Singaporeans and permanent residents. 

But how about foreigners residing in Singapore for work? Can they still apply for a payday loan?

With the licensed moneylenders in Tampines, foreigners can still borrow loans. They offer loans exclusively to foreigners or ex-pats working in Tampines. You have to provide all the needed requirements for immediate loan approval. 

They may ask for more requirements to have a proper assessment.

Annual Income

The source of income is a significant factor. Banks and money lending companies will always check how you can pay off your loan. 

A negative source of income is a big no-no for banks. Total loan amount plus interest rate repayment is a big responsibility. 

If you’re unemployed, how can you buy your daily necessities? What more if you apply for a loan. 

Licensed moneylenders in Tampines need the least annual income. It is around $20,000 to $30,000. For self-employed borrowers, commission-based earners, and foreigners, the annual income varies.

Credit Score

Building a credit score is a long process. It holds the complete history of your debt and loan management. 

Your salary and position in the company won’t be the basis of your loan approval. It does not secure you a higher loan amount, but your credit score does. 

Banks and licensed moneylenders in Tampines tap the Credit Bureau to peek at your score. 

They can see your previous and current loans, even your repayment behavior. From here, lenders can identify if you’re a high or low-risk borrower.

Employment Duration

Be aware that Tampines moneylenders dig information about the length of employment service. 

The purpose of this is to give the moneylenders assurance that you have sources to use to pay your debts. A

Generally, the licensed moneylenders require at least three to four months of employment at your current company. However, other lending companies do not specify this matter. That said, the approval decision is will still be affected. 

If you’re new to the job and plans to take out a loan, wait at least three months before you apply. Don’t go hysterical when you get declined on your loan application. Instead, you ask yourself first if you are qualified or not before taking a loan from a moneylender. 

The licensed money lending companies in Tampines do post the qualifications on their website. Check it out. 

Why Apply for a Personal Loan from the Licensed Moneylenders in Tampines?

Applying for a personal loan is better with the licensed moneylenders in Tampines. It’s very convenient for every aspiring borrower. Here’s why. 

Online Personal Loan Application

In the digital world, the online process is a must. It is one of the best features of licensed money lenders in Tampines. 

Apply wherever you are and whenever you need it. Get notified if approved or rejected without leaving your home. 

Continue your regular activities of daily living while waiting. All these are possible due to the online loan process

Quick Cash Disbursement

Licensed money lenders in Tampines understand every borrower’s urgent financial needs. That’s why you can get your instant cash loans within the day.

Visit your chosen lender and present all the requirements. Claim your loan cash as soon as you sign the contract. Count your money before leaving the counter. 

Flexible Repayment Schemes

Paying off your loan is now made easy with the licensed moneylenders in Tampines. You can repay without compromising your work schedule. 

Repay online with PayNow. Link the correct account and settle it on time. Receive cashless receipts through your email. 

Another way to pay off your loan is offline service. Visit the legal money lender’s office. Bring your cash for payment. Always get your official receipts.

Furthermore, the repayment scheme is more convenient than ever. Choose between weekly, bi-weekly, or monthly plans. Consider your monthly paycheck. 

Applying for a short-term, low-interest personal loan is the best choice. Take out a loan from a licensed money lender in Tampines now. 

Be financially secured. Know the qualifications before you apply for a loan. Understand how licensed money lenders in Tampines qualify their borrowers.

Related Article: What to Eat in Tampines: A Food Haven​

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