Skip to content

Licensed Money Lenders Sembawang

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.
Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

For Self Employed

For Taxi Drivers


Sembawang is a residential town in the northern part of Singapore. Simpang borders Sembawang to the east and Mandai to the south. At the same time, Yishun borders the place to the southeast area, Woodlands in the west, and Straits of Johor to the north. 

Around the place, there lies the Sembawang Camp, a military base for Singapore Armed Forces. Aside from the military, several industrial and recreational facilities are in the city as well.

Additionally, Sembawang Road is one of the key roads in town. It connects the naval base to the city centre in the southern region. The new village has communal facilities, too. Sembawang Bus Interchange replaced the old bus terminals. 

There are five primary schools where residents can send their children to study when it comes to education. That includes the following schools:

  • Sembawang Primary School
  • Canberra Primary School
  • Endeavour Primary School 
  • Wellington Primary School 
  • Northoaks Primary School 

Also, with the three shopping centres in town, people can buy goods conveniently. Such centres are the Sembawang Shopping Center, Canberra Plaza, and Sun Plaza.

For leisure time, families can spend time bonding at parks. That includes Sembawang Park, Sembawang Hot Spring Park, and Sembawang Park Connector. 

Smart Guide to Licensed Moneylenders in Sembawang

If you are in urgent need of financial assistance, getting a loan is the first choice for most. However, landing on the best-licensed moneylender in Sembawang could be a struggle. 

Here are things you can do to help you get the best-licensed moneylender in Sembawang: 

Search for Reviews

You can get into trouble if you choose an illegal moneylender. Some moneylenders may have flashy advertisements. Others have well-spoken representatives to lure you into getting a loan from them. 

To avoid this kind of situation, you should invest in trusted licensed moneylenders in Sembawang.

You can check testimonials from former borrowers. You can also read reviews. By doing so, you can get solid insights into the performance of the licensed moneylenders. 

Check the Benefits in a Loan Package

To narrow down your options, you can try to know the benefits you want to get.

One of the significant benefits is its capability to address your urgent needs. Choose a moneylender in Sembawang that can give you financial markets as soon as possible. 

Another thing to know is the duration of your loan. It could be short-term or long-term. One great advantage you can get is if the lender can give your loan in a quick process. 

To boost your credit score, get an instant cash loan from a licensed moneylender in Sembawang. Choose the loan that has a workable payment plan. 

If you need to pay your utilities, you can get a loan with a short-term payment plan. 

Know Type of Loan for You 

To compare the ideal licensed moneylender, know the type of loan that is most suitable for you. Here are the types of loans: 

Payday Loan 

payday loan is a type of loan you can use to pay your utility bills that need to get paid. Take note that you can apply for it if your next payday would take about a week more. It fits those who face financial problems within a payday period. 

Personal Loans

If you need to pay your bills as soon as possible, getting a personal loan can help you. Take note that you can also use a personal loan for your future investments. 

You can also use it for emergency expenses, pay for property or assets.

Licensed Money Lenders Sembawang

Bridging Loans

Are you planning to upgrade your private property into a huge investment? Then, a bridging loan could help you. 

You can use your bridging loan to pay for a downpayment of your property.

While waiting for your property to be sold, you can use the bridging loan to help cover your expenses during that period. 

Debt Consolidation

“What if I’m still dealing with my debts from my previous moneylender? Can I still borrow from other licensed moneylenders?”

The answer is YES. 

You can apply for a debt consolidation which will combine all your debts into a lump sum. You won’t have difficulties tracking your loan. 

And the advantage of consolidating your debt is you get a lower interest rate than having many debts.

Compare the Fees and Interest Rates

Interest rates could vary for each licensed moneylender in Sembawang. Take note that the maximum interest rate is four per cent (4%) per month. It applies to whatever your annual income is. 

Licensed moneylenders compete against each other. Some could offer a low-interest personal loan. Compare the interest rates of your prospective licensed moneylenders.

A Must-Consider Things When Getting a Loan From Licensed Moneylenders in Sembawang

Since you know what to do before applying for a loan, here are some more insights that you have to consider. 


Nobody wants to be lured into a scam. Many moneylenders could be alluring. But be careful since some of them could turn out to be loan shark. 

Make sure that you are dealing with a licensed moneylender in Sembawang. Check if their license is valid and reliable. 

You can also know their eligibility if they have a physical office. Try to check your prospective moneylender from the Registry of Moneylenders in Singapore. 


Every time you are dealing with a licensed moneylender, ask about a contract. It should be in print. Have the terms in the agreement be discussed with you. 

Double-check every detail in the contract. Take note of the repayment schedule, interest rate, and more. If you have any questions, do not hesitate to ask your financial representative. Lastly, ask for a copy of the contract. 


When applying for a loan, ask your licensed moneylender about the requirements. Or you can check it through the moneylending’s online loans e-services through their official website. Make sure that you provide them with all the necessary documents. 

Submit documents containing accurate information. Otherwise, you’ll get declined. Why? Loan officers are well-trained professionals. They have their ways of verifying documents, identifying which form is being falsified or not.

Related Article: Best Food Tips of What to Eat in Sembawang

Singapore North Area Singapore East Area Singapore West Area Singapore Central Area
Licensed Moneylenders Yishun Licensed Moneylenders Aljunied Licensed Moneylenders Yew Tee Licensed Moneylenders Tanjong Pagar
Licensed Moneylenders Yio Chu Licensed Moneylenders Tampines Licensed Moneylenders Tiong Bahru Licensed Moneylenders Shenton Way
Licensed Moneylenders Woodlands Licensed Moneylenders Ubi Licensed Moneylenders Telok Blangah Licensed Moneylenders Rochor
Licensed Moneylenders Whampoa Licensed Moneylenders Simei Licensed Moneylenders Tanglin Licensed Moneylenders River Valley
Licensed Moneylenders Upper Serangoon Licensed Moneylenders Punggol Licensed Moneylenders Redhill Licensed Moneylenders Raffles Place
Licensed Moneylenders Upper Bukit Licensed Moneylenders Paya Lebar Licensed Moneylenders Jurong West Licensed Moneylenders Queenstown
Licensed Moneylenders Toa Payoh Licensed Moneylenders Pasir Ris Licensed Moneylenders Jurong East Licensed Moneylenders Plaza Singapura
Licensed Moneylenders Serangoon Licensed Moneylenders Marine Parade Licensed Moneylenders Jurong Licensed Moneylenders Outram Park
Licensed Moneylenders Sembawang Licensed Moneylenders Macpherson Licensed Moneylenders Holland Licensed Moneylenders Orchard
Licensed Moneylenders Seletar Licensed Moneylenders Katong Licensed Moneylenders Commonwealth Licensed Moneylenders Lucky Plaza
Licensed Moneylenders Potong Pasir Licensed Moneylenders Kallang Licensed Moneylenders Clementi Licensed Moneylenders Jalan Besar
Licensed Moneylenders Novena Licensed Moneylenders Joo Chiat Licensed Moneylenders Buona Vista Licensed Moneylenders International Plaza
Licensed Moneylenders Marsiling Licensed Moneylenders Geylang Licensed Moneylenders Bukit Merah Licensed Moneylenders Dhoby Ghaut
Licensed Moneylenders Little India Licensed Moneylenders Eunos Licensed Moneylenders Bukit Gombak Licensed Moneylenders Dhoby Ghaut
Licensed Moneylenders Choa Chu Kang Licensed Moneylenders East Coast Licensed Moneylenders Bukit Batok Licensed Moneylenders Chinatown
Licensed Moneylenders Yishun Licensed Moneylenders City Plaza Licensed Moneylenders Boon Lay Licensed Moneylenders Bugis
Licensed Moneylenders Bukit Timah Licensed Moneylenders Changi empty Licensed Moneylenders Boon Keng
Licensed Moneylenders Bukit Panjang Licensed Moneylenders Bedok empty Licensed Moneylenders Boon Keng
Licensed Moneylenders Braddell empty empty Licensed Moneylenders Boon Keng
Licensed Moneylenders Bishan empty empty Licensed Moneylenders Balestier
Licensed Moneylenders Ang Mo empty empty Licensed Moneylenders Balestier
Licensed Moneylenders Admiralty empty empty Licensed Moneylenders Anson Road