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Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

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Get your cash in less than 30 minutes after you signed your loan contract with us.

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Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


Seletar is a place lie in Singapore’s northeast part. The area of Seletar is referred to as the Seletar Planning Area. The town shares boundaries with Sengkang to the south and Punggol to the east. Yishun and Simpang are to the west and Straits of Johor to the north. 

It houses an Aerospace Park. Also, the site focuses on industries in aircraft maintenance and repair services. 

It was home to the Malay population and was a rubber plantation estate. Then it turned into a site for British Royal Air Force.

Seletar Mall serves the basic needs and necessities of the residents. It has retail and dining outlets. Aside from that, there are supermarkets, moneychangers, and ATMs. 

The old colonial bungalows now changed into restaurants. You can see some flying clubs and flight schools nearby here. 

There’s a lot of residential properties around the Seletar. Over the years, Seletar developed into a beautiful area. It’s where you can find few high-rising condominiums, schools, and other essential places. 

Seletar indeed is a convenient place for families. Aside from these, licensed moneylenders in Seletar assist families with their needs.

Why Choose a Licensed Moneylender in Seletar

Several moneylenders in Seletar scattered in place. We don’t know which is legal or not. 

So you should be cautious in choosing a moneylender. 

This discussion is made to give you guidelines for finding the right moneylender.

Here are factors why people should choose licensed moneylenders in Seletar: 

Affordable Interest Rate

Licensed moneylenders offer an affordable interest rate. There are regulations issued by the government which they have to stick to.

There is an assurance that the interest rate you are paying is fair. 

They are following standard qualifications when determining the amount of loan to grant. 

Permit of Operation

Having a physical office is a must for licensed moneylenders. Aside from the office, they must have a legitimate permit. Meaning they have the right to operate the business and have a registered landline.

If something is not clear on your loan application, you can go to their office. 

Shorter Waiting Period

Loans from a licensed moneylender in Seletar are best known to provide an instant cash loan. Yes, these legal lenders offer a shorter waiting period. 

The waiting period depends on your submitted documents. The more accurate and reliable information, the faster you get your loan. Having a good credit score is a bonus.

But for other lending companies, approval for requests could take a few days. Though some could bring about a week, it assures that your loan approval process is efficient. 

No Harassment

Harassment could happen if you borrow money from illegal moneylenders. They might threaten you if you don’t pay your debt.

But if you borrow from the licensed moneylenders, there is a guarantee for your safety. 

They have guidelines to follow. If they try to harass you, cancellation of the permit will be the punishment. 

If you cannot pay your loan, licensed moneylenders can adjust your repayment terms. So make sure that you plan your repayments well.

Things to Remember When Getting Loan from Licensed Moneylenders in Seletar

Getting a loan is an answer to those who need financial help. But, to prevent issues from happening, here are things that you always need to remember.

Recheck Loan Contract

A contract is a binding agreement between you and your moneylender. So, before signing any contract, make sure to read it. 

Check the terms and conditions. Make sure that you understand every detail in it. Assess yourself if you can follow the policies of your loan. 

Also, before borrowing money, assess your financial status first. If you need a considerable amount of money but can’t afford to repay it, don’t push yourself. Start with small loans so you won’t fall into a debt hole. 

Interest Rate

The moneylender has to discuss the terms and conditions. Observe them if they abide by the legal standards about the interest rate. 

Ask them if they will charge interest rates from your loan. If they do, then check if it suits your financial condition. 

You can compare interest rates with other moneylenders. By doing this, it will help you decide. Good is, Seletar money lenders offer low-interest personal loans to residents. 

Repayment Terms

Another factor that you should look for is the repayment terms. Better choosing a moneylending company that offers a flexible repayment term. 

Consider checking their terms before signing a contract. You can ask them about the repayment scheme as well as the duration of the payment terms. 

Ensure that you are comfortable with the repayment schedule. Otherwise, you suffer from meeting your due dates, having a hard time repaying your loan. That will lead you to miss any repayment dues, and it’s a red flag.

Choose the best-licensed moneylender in Seletar that can provide for your needs. 


It’s an intelligent decision to borrow money from a licensed and legal money lender. It guarantees your safety and a smooth moneylending experience. 

You can check the lender’s legality. How? By simply looking at the official list of licensed moneylenders in Singapore.

They should be able to provide a valid license to prove their eligibility to operate. 

Check how long a moneylender is operating. If they are working for a longer period, that means the institution is of good reputation. 

Intensive Research

It is important to do intensive research in choosing a licensed moneylender. It will give you more information about their online loan products and services.

It would be wise to ask from previous borrowers. You may be able to know the quality and the services they provide to borrowers. You can ask them questions about your loan you are planning to get. 

Related Article: What to Eat in Seletar: Relax and Dine

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