Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract – we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


Macpherson is located in the Central part of Singapore, specifically in Geylang. It is in between the neighbourhoods of Aljunied and Paya Lebar. 

The district was named after Colonel Ronald Macpherson. It consists of small public housing and industrial area. It was a sleepy state because some of its places were inaccessible by public transportation. 

The industrial centre is more lively and active. It focuses more on manufacturing. Media and events companies are also in their industrial centre. 

The car industry in Macpherson is not as active compared to other sectors. That is why there are a few car marts, vehicle repair shops, and car dealers in Macpherson. 

Public schools are around the district. It also houses charity institutions like Asian Women’s Welfare Association. 

There are food centres in Macpherson like Jackson Food Center. It is an old and famous food centre in the district. 

Macpherson is one of the promising districts in Singapore because of its steady improvements. Trusted licensed moneylenders also lie in the district that gives aid to their locals in financial problems. 

Pros and Cons of Licensed Moneylender’s Loans in Macpherson 

Getting an instant cash loan is one resort to help support your finances whenever you ran out tight. But note that loans do have pros and cons, which it’s better to know first before you take up a loan. 

Personal Loans



Personal loans are the most popular financial product in Singapore. You can use it in many ways since it is a flexible loan. You can use it to finance your vacation or support you financially in times of urgencies. 

You can also use it to start up a little business, just like a business loan you can get from other financial entities. Licensed moneylenders offer low-interest personal loans, which is less pressure on borrowers. 

A personal loan is easier and faster to process because of its online loan platform. Licensed moneylenders ask for lesser documents compared to banks. With a personal loan, you don’t need to risk your properties. Macpherson moneylenders do not ask for collaterals. 


Pleasing as it is, a personal loan does not apply to everyone. The individuals who are eligible to apply for personal loans are those that have high incomes. 

People who are under sixty years old can also apply for this loan. But if you are older than sixty, you’d barely get loan approval. 

Moneylenders make such policies to ensure that you are capable of paying them back. With this, you’ll need to have a good credit score. 

Education Loans



Parents in Singapore are willing to spend their life-earned money for the education of their kids. Unfortunately, not all Singaporean parents can provide educational finances for their children. 

The answer to this is for them to apply for an education loan. Are you a student? You can also get educational loans. All you have to do is to provide documents that will prove you being a student. You can visit the moneylender’s website to know the required documents needed to submit for the loan.

Education loans have a high approval rate. They also offer a low interest rate. So whether you are a parent or a student, there is no worry about getting the finances you need for education.


There are a few cons to educational loans. As long as you continue with your education journey, there will be no problem with education loans. But some issues might arise if you fail or drop out of school.

Payday Loans



Payday loans are different from other loans. The payment term in this type of loan is short term. It helps you make ends meet until your next paycheque. 

This loan is suitable for people who have unexpected bills or expenses. You get the loan quickly, and at the same time, pay them back quickly. 

With this loan, you don’t have to undergo a meticulous background check. All you need to do is to prove to the moneylender that you are currently employed. 


With a Payday loan, you have to pay on time. If you failed to pay your loan in the designated time, it might affect your credit score. So, make sure that you pay your debt as soon as you receive your paycheck. 

Are you planning to get a higher loan? Remember that you cannot borrow a loan that is more than the amount of your salary. Besides, there might be a lower chance for your loan application to be approved. 

Mistakes that Could Ruin Your Credit Score

Are you applying for a loan? Are you worried about your credit score? 

The last thing you want to happen is to get a low credit score. On the other hand, having a good credit score can give you a high chance of approval. 

To avoid ruining your credit score, here are some things that you need to refrain from doing: 

Having Several Open Credit Accounts 

There is a negative effect on your credit score if you have debts from several accounts. And this will affect your credit score as well.

If you don’t owe that much, yet, it is distributed to several credit cards, it will ruin your credit score. 

Getting Multiple Credit from Macpherson Moneylenders

Your credit score can drop if you apply for several loans within short intervals. 

For example, you got an ex-pat loan and realised that it is lesser than what you need. You tried to cover it by getting another loan in a month. The moneylenders in Macpherson might think that you are struggling badly with your finances. 

It is recommended that you assess the amount that you need and get a loan one time. This will help protect your credit score. 

Missed or Late Payments

Missing your repayment dates will significantly ruin your credit score. If you can’t pay your loan for more than a month, you will be considered a delinquent.

If you think that you are about to miss your due date, inform your moneylender about it. Sometimes, they can recommend other options to pay your loans on time.

Related Article: Delightful Tips on What to Eat in Macpherson

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