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Licensed Money Lenders International Plaza

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.
Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

For Self Employed

For Taxi Drivers

International Plaza

International Plaza is a convenient place to live where you can find anything that a person can need. It is one of the known landmarks you can find in Singapore.

Schools, hospitals, entertainment, recreational places, name it, and you can find some in Internation Plaza. A lot of coffee shops and fine restaurants lying in this beautiful town of International Plaza. You can go to Alchemist to have coffee and try the best sushi in town found at Kan Sushi. Delicious ramen is at Brothers Ramen and the tasteful sashimi in Hakumai Sushi.

Most tourists and foreigners who travel around International Plaza appreciate the urban beauty of the place. A myriad of industrial and financial establishments lies within the town. As we all know, Singapore is one of the top three financial hubs around the world.

If you’re a foreigner or an ex-pat working in the beautiful town of International Plaza, you could have many options to take. Even for financial emergencies, you won’t have to worry about it.

Trusted licensed moneylenders are in the International Plaza as well. They are there to assist you with your financial needs. They offer the best loan products and services. You can trust them because they are all abiding by the Ministry of Law.

The Moneylenders Act

The government regulates the money lending industry in Singapore. The Ministry of Law created a law which is the Moneylenders Act. This law protects the moneylenders from delinquent borrowers. Also, it protects borrowers from illegal lenders.

Those who want to apply for a license must go through the Registry of Moneylenders. The lenders should meet the standards. Otherwise, they won’t get a license.

If they do, they can operate the money lending business as long as they follow the law. Violating the provided law will revoke the license.

Transparent Loan Terms

Transparency on loan terms is important. This will help you as a borrower to avoid breaching the terms. You must understand it all.

Licensed money lenders explain the following to borrowers:

  • Interest rates
  • Permitted fees
  • Date of the loan disbursement
  • Late interest fee computation
  • Frequency of instalment payments
  • Total amount to pay over the entire loan term

Some licensed moneylenders offer low-interest personal loans to borrowers. If you borrow from them, scrutinize every detail about the loan like what is mentioned above.

Loan Application Process 

The Moneylenders Act provides a loan process that the licensed moneylenders must follow.

They have to get first the following information:

  • Borrowers’ full name
  • Date of birth
  • Personal identification number
  • Residential address
  • Telephone number

You must be honest in giving your personal information because they will encode it into the system. Afterwards, they will give a document.

All information encoded and in the printed document provided must match. This will result in quick approval. Loan sharks usually skip a step in this process, and they don’t demand any document submission.

You can also find some licensed moneylenders in International Plaza offering online loan services. The process is way easier and faster.

Licensed Money Lenders International Plaza

The Loan Contract

A contract is an agreement between the borrower and the moneylender. You must keep it and don’t ever lose it.

The contract is evident proof that you made a transaction with them. The Note of Contract is one example of important documents you should keep.

After taking a loan, licensed moneylenders provide this contract.

The contract includes the following:

  • The agreement about the loan
  • The chosen payment scheme
  • The equal loan instalments at equal loan intervals

Right Advertisements

There are proper advertisement methods for Licensed Moneylenders in International Plaza.

The Moneylenders Act still covers it. All guidelines to follow are specified in the law.

A licensed moneylender advertises through its official website. They can do it outside but are limited only to the company’s premises.

While illegal lenders advertise their products and services via text messages, they even send emails to individuals.

They go to the field and give pamphlets to the public. They use any methods that are against the law.

Copy of Contract

Every after loan transaction, you must get a copy of your contract. As mentioned earlier, the contract is an important document.

The agreement made between you and your licensed moneylender is in the contract.

They will explain all the details in the content of the contract. You must read the whole contract. If you have questions or clarifications, ask them.

If all’s clear, sign the contract. Ask for a copy of the contract. Keep it and don’t lose it.

Filing a Complaint against Unlicensed Moneylenders in International Plaza

All licensed moneylenders are monitored by the Registry of Moneylenders (ROM). 

They inspect every registration of moneylenders. This way, they identify those fraud lenders who are violating the law. 

Illegal lenders usually give unadjusted contracts. They do unfair lending practices. They even display illegal collection practices. They all violate the law set by the ROM.

If you encounter unlicensed moneylenders, report them immediately. 

You can call Registry at (+65) 6325-1416. You can Dial 1800-2255-529. You can send an email to or address concerns to Or you may report them to

Do not hesitate to report and complain. All data and information will be treated with the utmost confidentiality.

Attend an interview with the ROM. Bring all the related documents about the loan transaction.

If you think the lending company made a serious violation, you can file your complaint.

The following are the agencies you can run to:

  • Singapore Police Force
  • Consumer Protection Act (Fair Trading)
  • Small Claims Tribunal

All issues are civil. The court will set aside transactions on what to settle first if the result of the case shows unfair. They investigate the complaint.

Do you want a secured loan transaction? Shop around lending companies available in town. You review their official website and read all the information.

You will see how trusted all the licensed money lenders in International Plaza.

Take a personal loan now! 

Related Article: What to eat in International Plaza: Highrise Foodtrip

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