Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract – we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

East Coast

East Coast is a beach and park along the southeastern coast of Singapore. It is known as the largest park in Singapore and was built on an artificial beach. 

You can find food centres and amenities for sporting activities in the East Coast Park. 

You can also go to the National Sailing Center, which organises water activities. You can try sailing or surfing activities in the place.

Marine Cove has many cafes, restaurants, and bars. Marine Cove is the recreation centre of East Cost. 

Bedok Jetty is famous in Singapore for its long fishing jetty. It is the place where cyclists, rollerbladers, or joggers usually go to. It is the most popular place for fishing enthusiasts. 

East Coast is accessible to commuters through the East Coast Park Service Road. 

It provides enough space for parking. The park is also connected to other parks in Singapore. 

Aside from recreational facilities and food centres, you can also find financial facilities. They assist people who face financial difficulties. 

One of these facilities is licensed moneylenders on the East Coast, providing the most efficient online loans services. Here’s to know more about these reputable lenders in the place. 

How to Get a Personal Loan from Licensed Moneylenders in East Coast

Step 1. Go to the licensed moneylender’s website and research about them. Know about their repayment terms. If you are unsure about their interest rate, you can check about it through the loan calculator. 

Step 2. After analysing your prospective licensed moneylender, you can sign up. Provide the necessary information about you. 

Step 3. When you are finished filling out information on the signup, check your email. They may send you a message via email, or you might receive a call from them. They would set an appointment with you. 

Step 4. Upon going to the office, you should bring all the documents that are required for you. 

Step 5. The loan officers will then explain detail-by-detail about your loan term. It will be your repayment terms, the payment period and the interest rate. 

Step 6. If you are good with all the terms discussed with you, you can sign the contract. Make sure that the terms are clear to both parties. 

Step 7. Once everything is processed, you can receive your funds. Before you get your fund, do not forget to get your copy of the contract.

Top Reasons for Personal Loan from Licensed Moneylenders in East Coast

A personal loan is a type of unsecured credit. Borrowers resort to getting a personal loan to reduce their financial hardships. 

Here are some top reasons for a personal loan from licensed moneylenders on East Coast: 

Merge your Debts

Some borrowers carry many debts or loans. And each has different interest rates. 

Having several loans or debts could be confusing and troublesome to borrowers. That is the reason why some resorts to a personal loan to pay off all loans and debts. 

Once all debts are paid, borrowers can now settle for a single monthly payment. It is a lot better because it is more organised and might pose a lower interest rate. 

Unexpected Expenses

You can use a payday loan for unexpected expenses when you do not have enough money on hand. You can make ends meet using the loan or pay off other bills like hospital bills. It also includes cosmetic surgery and other medical procedures. 

Many of the borrowers apply for a personal loan to help cover their medical expenses.

Getting a personal loan can also cover significant home projects like considerable renovation. Some use it for substantial car repairs. 

In a different case, like funeral expenses, personal loans can help as well. Some forgot to prepare for this kind of event. If you didn’t prepare for it, your family would suffer in covering funeral bills. It is applicable if the deceased does not have insurance. 

Huge and Major Expenses

Special events like weddings come only once in a lifetime. Most people want it to be extra special. 

Expenses for the venue, the bride’s dress, or wedding coordinators could be expensive. 

But to make such events successful and memorable, you might need to get a personal loan as a back up to all the expenses. 

Everybody wants to give themselves the gift of having their dream vacation. But vacation could get pricey. Luckily, moneylenders East Coast offer a low-interest personal loan. Many are using it to support travel expenses if they can’t pay it in a lump sum. 

Jumpstart a Business

If you are a business-minded person who wants to jumpstart this career, you might need a business loan. The real struggle to start a business is capital. Many thought that getting a loan to build a business is very complicated. 

“You have to save money, keep it, and use it if it’s good to start the business.” It is a typical mindset. Unfortunately, it does not happen in the entrepreneurs’ world.  It takes time to save money and have enough amount to use as capital. 

Business people use personal loans to save money that is left to keep. Then they generate income from borrowed money. 

Getting a commercial loan is not necessary if you are a solo entrepreneur. An instant cash loan would be enough to provide the capital to help start your business.

No Collateral Needed

Since a personal loan is unsecured, they don’t ask for collateral. You can rest assured that your assets and properties are safe. 

Getting a more secured loan like a car loan or a housing loan would ask for collateral. It could pose risks to losing your assets or properties once you cannot pay off your debts. 

But when you get a personal loan, there is no danger of losing your assets and properties.

Related Article: What to Eat in East Coast: 5 Must-Try Restaurants​

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