Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract – we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

Bukit Panjang

In the western region of Singapore lies a planning and residential area of Bukit Panjang. The quiet town consists of old and new blocks of flats and condos. 

Residents have different entertainment and recreational places to visit. These are Bukit Panjang Community Centre, Zhenghua Community Centre and Senja-Cashew Community Club. 

Licensed moneylenders in Bukit Panjang provide financial services and help to the residents. Get a secured loan application from them instead of loan sharks. 

Do you want to know more about the moneylending industry? Read a brief discussion about it. 

Loan Sharks vs Licensed Moneylenders in Bukit Panjang

There is a growing number of unlicensed money lending companies in Singapore. And it is pretty alarming for borrowers like you. 

For safer loan applications, identify loan sharks from licensed money lenders. 

Below is a quick discussion on how you can avoid loan sharks. 

The Note of Contract

The Note of Contract is a crucial document in the money lending industry. It serves as the written agreement between both parties. The contract discusses all loan details with clarity. 

Loan officers of licensed lenders are open to listening to the borrower’s opinions. There could be changes depending on the client’s financial condition is possible. 

A reputable moneylender practices this doing like the licensed moneylenders in Bukit Panjang. Before signing the contract, the loan officer will discuss it in your language. 

Meanwhile, loan sharks do the opposite. Often, they give broad explanations. You’ll find loopholes between. 

Also, an alteration of the content from the discussion is visible. Don’t sign the contract if this happens.

Also, loan sharks force you to sign without a proper explanation. These fraud lenders do not even provide a note contract. If your chosen lender does this, withdraw your loan application. 

Remember, you can report them to the authorities. Contact the Registry number 1800-2255-529. 

The Processing Fee 

The processing fee is part of your loan application. According to the Moneylenders Act, the maximum cost allowed is 10% of your principal loan. 

Moreover, you can either pay it on an instalment of loan amount deduction. Choose whichever is suitable for you. 

Licensed moneylenders in Bukit Panjang abide by the law mandated by the Ministry of Law. They wait for your decision before proceeding with the payday loan process. 

But loan sharks insist that you pay the processing fee ahead. They also emphasise that your loan will not push through unless the payment is made. 

An alternative means of payment is not acceptable by loan sharks. Please do understand that it is not correct. 

Alarm the authorities immediately. Save other borrowers.

The Requirements

Like any application, a list of requirements is needed with your loan. Complete all the documents early for a faster release of instant loan cash. 

The requirements are easy to do. It is part of your daily needs. Licensed money lenders in Bukit Panjang ask for personal identification such as NRIC card, ID, and passport. Your employment record is also needed. 

Contrary to that are loan sharks. A single document for a loan application is one of their promos. 

If ever they ask for more, they ask for the original copy. The Registry strictly imposes that the borrower keepsake of the original documents. 

With these details, you can identify the loan sharks. Do your best to avoid these kinds of lenders. 

Apply only with a reputable lending company. Visit the licensed moneylenders on the Bukit Panjang website

Loan Types of Bukit Panjang Licensed Moneylenders 

Singaporeans and permanent residents prefer the licensed moneylenders in Bukit Panjang. 

Wanna know why? It’s because of the moneylender’s online loan services known to be worth applying for. 

Below are a few of Bukit Panajang’s products and services:

Emergency Bills

Usually, borrowers use a low-interest personal loan for unexpected bills. They use instant cash loan for medical bills and increased utility bills. 

The short-term loan by the licensed moneylenders in Bukit Panjang is the top choice. Pay your bills on time. 

Avoid incurring rates and late fees. Avail of the medical treatment and continuous utility service you deserve. 

Business Operations

A business needs continuous funds. It’s not enough that you have the capital to start it off. For production and operations to push through, business people take out a loan. 

Licensed moneylenders in Bukit Panjang also offer a business loan. They help sustain every business venture in the area. Aside from that, employees’ paychecks are covered. 

Are you an aspiring businessman? Get this loan from the trusted and reputable in Singapore. 

Investment in Time-Sensitive Purchases

Everyone is starting to invest. People begin with stocks while others prefer small ones. Time-sensitive purchase is the most common. You buy branded or expensive item you like. It could be a bag, watch, or jewellery

Afterwards, you sell it off at a higher or lower price. It’s like a buy-and-sell system but differently. This time, you can use the item you bought. Take care of it and earn from it. 

Splurge with the quick cash from the licensed moneylenders in Bukit Panjang. Start your investment journey. Make money the safer way. 

Different loans are available. It all depends on your personal needs. Talk to your chosen lender about your financial situation. For sure, they have something best to offer. 

Stay away from abusive lending companies. Choose the most trusted and reputable lenders in the country. 

Apply with the licensed moneylenders in Bukit Panjang.

Related Article: What to Eat in Bukit Panjang: A Long Hill Feast​

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