Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract – we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


You can find affordable hotels like the Fragrance Hotel and Value Hotel in Singapore, which are popular. It is located in Balestier.

Elegant meals served in different restaurants in Balestier like Founder Bak Kut Teh, House of Tau Sar Piah, and Loong Fatt Eating House and Confectionery.

Besides restaurants and other places, seeking financial help through online loan applications made it more accessible and convenient. The presence of licensed moneylenders in Balestier keep residents managing finance wisely.

Advertisements of Licensed Moneylenders in Balestier

Nowadays, you can find a lender anywhere.

The moment you step out of your workplace, you can find a moneylender.

But, how will you know if they are legal or not?

Licensed moneylenders in Balestier strictly follow the rules and policies in advertising. Otherwise, lenders might be at risk of losing their license if they disobey the law. These rules and policies are mandated in the Moneylenders Act.

There are three basic channels of advertising that you should take note of. That includes the business directories, official websites, and the lender’s business premises.

Business directories

Licensed moneylenders in Balestier are enlisted in directories. You can read business or consumer registers to check if your chosen lender is legal. These directories include print paper or online media for licensed money lending institutions.

Official Websites

Licensed moneylenders in Balestier can only promote through their official website.

You can see all the information you need to know about the licensed money lender – about the company, products, and services offered.

They create and design their website using strategies that are important in advertising.

Licensed money lenders make their official website fun to read yet helpful, which will result in more applications.

Lender’s business premises

A money lending company can also advertise within the business premises.

The physical office post all the loan products and services they offer. The staff will explain every detail about it. But other types of advertising are strictly prohibited by the law.

Unlike in other countries, advertising money lending in Singapore is unique.

Again, licensed moneylenders can only promote through the website.

However, some money lenders tend to do strategies that are against the law. They are called Unlicensed Moneylenders.

What do they do?

They do advertising strategies that are restricted (Ministry of Law: Part III. Regulation of Business of Moneylending, Enforcement, and Proceedings).

How to identify unlicensed moneylenders? It’s simple.

They promote their products or services by giving flyers to people. Others do send SMS or emails.

There are lots of other forms of advertising that they may use. Again, these are against the law.

If you found a moneylender who does it, report it to the Registry. You may call 1800-2255-529 or send them an email.

When you needed instant cash, better find a licensed moneylender by checking their official website.

On the other way around, you can visit their office and inquire right away. You can personally assess if they are licensed or not.

Be reminded that you should not depend only on advertisements.

Ask and confirm licensed money lenders in Balestier about the loan terms. Once all are clear, sign the contract.

Common Reasons for Loan Application with the Licensed Moneylenders in Balestier

Need a break from work? Family stress? Social pressure?

Do you want to build a healthier credit score?

Are you saving your insurance for more important matters?

You can take advantage of a flexible loan to solve this matter.

Dream Destination

Have you been waiting for that seat sale in Bali? Is it timely with a hotel reservation you’d been eyeing?

Don’t waste the chance. Book a flight now and grab the accommodation promo.

Your instant cash can cover up the expenses you need for your much-awaited break.

Plus, it can be your extra cash while you travel.

Just visit the website of licensed money lenders in Balestier and apply.

Credit Score improvement

Do you want to improve your credit score?

Are you planning to take out a bigger loan in the future?

Your credit score must be healthy enough to allow you.

To improve your credit score, short-term loans are the best choice. The licensed money lenders in Balestier offer this type.

Apply for quick cash with complete requirements.

Get approved immediately. Pay your loan when it is scheduled. Or else, you will be penalized. But if you can pay your loan before its due date, much better. This way, you can increase your score and show how responsible the borrower you are.

Foreigner borrowers

Are you new to Singapore? Does your paycheck has not arrived yet? Due dates are nearing?

You’re very lucky!

Foreigners can also apply for a loan. Ensure approval once you apply from the licensed moneylenders in Balestier.

Just present the mandatory documents, and you’re good to go.

Make sure you pay the loan amount on time. It will help you create a good credit history.

Be approved easier or get a higher loan amount on your future loan applications.

Insurance claims avoidance

Are you in need of instant cash but don’t want to use insurance? Or is it not yet covered by the insurance policy?

Sometimes, insurance companies give a bonus to those who did not make any claims. It’s like you sustain your insurance and get rewarded from it.

Payday loans can help you save your insurance claims.

Also, some incidents do not meet the least amount for the insurance policy. This kind of incident needs urgent cash. Getting a cash loan can resolve the problem immediately.

You can ask for help from trustworthy lenders when you need instant cash.

With personal loan cash on hand, you are one step ahead with your finances.

Licensed moneylenders in Balestier are ready to open to serve your financial needs. Search their services offered with their official page.

Related Article: Must-Try Food Places for What to Eat in Balestier

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