Licensed Money Lenders Ang Mo Kio
Small Loans, Big Solutions

Short Term Loans
We offer the most flexible repayment terms you can meet with ease.

Money on Demand
Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency
From our online loan calculator to loan contract - we ensure no hidden charges!
Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment
Eligibility and Documents Needed
- Identification Card (NRIC)
- Singpass Login
- Proof of billing ( Any latest bill indicating residential address)
- Latest 3 month original payslip (Only applicable if there is no cpf contribution)
- Letter of employment (Only applicable for new employment)
For Self Employed
- Identification Card (NRIC)
- Singpass Login
- Notice of assessment (NOA indicating trade income)
- ACRA (Accounting/Corporate Regulatory Authority)
- Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
- Identification Card (NRIC)
- Vocational license
- Taxi pass
- Min 7 days job summary
- Proof of billing ( Any latest bill indicating residential address)
Ang Mo Kio
Ang Mo Kio, or AMK, is a residential town found on the Northeast side of Singapore. Among all cities in the northeast region, AMK is the third most populated area. And all over Singapore, AMK is the eighth-most populated place.
It used to be a rural town focused on agriculture, yet, the land transformed into an urbanised city by the Housing and Development Board.
Despite being a highly urbanised place, there are still sites covered with nature-themed parks. Thus, it balances the modern urbanised environment of Ang Mo Kio. Those parks are Ang Mo Kio Town Garden East and Ang Mo Kio Town Garden West.
AMK also houses essential sites like hospital and polyclinics to address medical needs. You also get easy access to several malls available in Ang Mo Kio. There’s Djitsun Mall and Jubilee Square around town where you can buy your essential goods.
In terms of education, AMK can give you options. You can choose from the eight primary and eight secondary schools. There are also several colleges you can find in Ang Mo Kio.
For their financial needs, there are licensed moneylenders in Ang Mo Kio.
Beneficial Factors in Choosing the Best Licensed Moneylenders in Ang Mo Kio
The steady rise of licensed moneylenders in Ang Mo Kio may pose difficulties to borrowers.
Are you one of those who are confused about choosing the best for a financial institution?
Here are some factors you can consider in choosing the licensed moneylenders in Ang Mo Kio.
Credibility
One primary factor to consider is how credible a moneylender is. You can gauge their credibility by their license.
In Ang Mo Kio, moneylenders can only operate when the government issued them a license. That means that a licensed moneylender meets the standards once they have a permit.
Another thing that will gauge their credibility is their performance in the mark—research about the feedback of their previous clients.
Weigh if most of the feedback is negative or positive. If most of the response is negative, then you should find another moneylender.
One last thing to consider is their operating years in the market. The longer they have survived in the market, the stable the company is.
Thus, it shows that the said moneylender built a good reputation over the years. You can assure you’re dealing with a credible lender.
Interest Rates
The interest rate is something that comes along when you apply for a loan. In choosing the best moneylender, you have to be meticulous with the interest rate.
It would be best to make sure that the interest rate they offer is favourable and fair. The good thing about moneylenders Ang Mo Kio is they offer low-interest personal loans. That’s why many residents choose to apply for an instant cash loan from them.
Here’s a tip for you. Provide a list of your potential licensed moneylenders in Ang Mo Kio. Afterwards, compare their interest rate and choose the one that is appropriate for you.
Payment Scheme
Are you worried about not being able to pay your due loan? There are times when borrowers may struggle financially. Some might miss the repayment date.
To avoid this, try to discuss with your moneylender about their payment options. Choose what repayment scheme you think is suitable for your source of income.
Be honest about your capability when paying the loan. If you think you’re having a hard time repaying it, talk with the moneylender’s loan officer.
Discuss with them your situation so that they can make some adjustments for you. Make sure that your income is enough to cover your repayments.
Application and Approval
The first thing you need to know before your application is the requirements. See to it that you have the complete documents before filling out your application form.
The next thing for you to consider is your qualification for a loan. You should know what kind of loan you are applying for. Your approval depends on your attitude on paying loans.
They also approve your application if they know that they can give you your needs. Know the type of moneylender that would address your needs.

Licensed Money Lenders Ang Mo Kio
Five Easy Steps to Apply for a Loan from Moneylenders Ang Mo Kio
Are you curious about your loan application process? To give you an insight, here is the step-by-step process for your loan application.
Step 1: Documents Preparation
Prepare all the necessary documents. Complete your application form.
Be honest about every data that you provide in your application form. It will earn the trust of your moneylender.
After filling out your application, submit them to the moneylender. You can do it by going to the physical office of your moneylender.
Or you can choose to apply through the moneylender’s online loan platform. Submit them by upload all the required documents—no more long queue. Just sit back on your couch and apply through your smartphone or laptop.
Step 2: Credit Report Analysis
In this step, the moneylender will decide how much loan they will grant after reviewing the credit report analysis. You can also determine the interest rates.
Take note that if you have a low credit score, you might have a higher interest rate. Make sure that you have a good credit score when you apply for a loan. Because if you do, it will help you get the loan you need.
Step 3: Verification of Source of Income
This step will determine your capability to repay your loan. The licensed moneylender in Ang Mo Kio will examine your income.
They may also check on your assets and your employment information. Ang Mo Kio moneylenders will use such information as a basis whether to approve your application or not.
Step 4: Approval of the Loan
In this step, the moneylenders will tell you if they accept your application.
When you are accepted, you may decide about your repayment scheme, interest rates, and the terms and conditions.
Once every detail is clear and specific, they will approve your loan amount.
Step 5: Contract Signing
After the approval of your loan, you have to sign the contract. Meaning, you and your moneylender agreed to your loan.
Make sure that your moneylender will provide your copy of the contract. Lastly, you can have your cash. You also have to pay for the processing fee and other charges.
Related Article: What to Eat in Ang Mo Kio: A Foodie’s Delish List
