Advisory
Licensed Moneylenders Aljunied
Small Loans, Big Solutions
Access extra cash when you need it the most from your online lending partner.
Short Term Loans
We offer the most flexible repayment terms you can meet with ease.
Money on Demand
Get your cash in less than 30 minutes after you signed your loan contract with us.
Trusted Transparency
From our online loan calculator to loan contract - we ensure no hidden charges!
Eligibility and Documents Needed
Loan applicant must be aged 21 years and above
Singapore Citizen or Permanent Resident
In employment
Eligibility and Documents Needed
- Identification Card (NRIC)
- Singpass Login
- Proof of billing ( Any latest bill indicating residential address)
- Latest 3 month original payslip (Only applicable if there is no cpf contribution)
- Letter of employment (Only applicable for new employment)
For Self Employed
- Identification Card (NRIC)
- Singpass Login
- Notice of assessment (NOA indicating trade income)
- ACRA (Accounting/Corporate Regulatory Authority)
- Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
- Identification Card (NRIC)
- Vocational license
- Taxi pass
- Min 7 days job summary
- Proof of billing ( Any latest bill indicating residential address)
Aljunied
Aljunied is a suburban area in the central part of Singapore. The neighbourhood consists of all the bustling amenities you’d need.
Aljunied has shops, schools, and parks, and recreational facilities. It also houses the Traditional Singaporean shophouses.
Add to that, licensed moneylenders in Aljunied are very prominent. The personal loan service is the most applied of its residents.
Why You Should Apply for a Personal Loan at Licensed Moneylenders in Aljunied
One type of unsecured loan is personal loans. You can use it for almost anything. Pay off medical bills to travel expenses in an instant with this loan.
Are you looking for funds to cover an expense? Don’t have emergency funds for unplanned outlay? A personal loan is your best option.
Asset-free Personal Loans
With unsecured personal loans, you don’t have to offer a proper to qualify. Meanwhile, secured loans need an asset.
When you default on a secured loan, you risk losing your collateral. Scary.
Your asset serves as your loan back up. Failure of repayment means the money lenders can get your property.
The good thing is licensed money lenders in Aljunied offer asset-free loans to Singaporeans. But bear in mind that moneylending companies rely on your repayment capability. You have to prove to them they made the right decision.
What you should do is pay your loan on time.
Alternative to payday loan
Low-credit borrowers tend to apply for a payday loan more often. It covers your purchase until your next payday.
But, this loan is quite problematic. You’ll find yourself repeating the cycle over and over again. You borrow money before paycheck.
Receive salary and pay all bills, including the repayment amount. Before you know it, you consumed all your funds.
Thus, you’ll get a payday loan again. It’s like a cycle you can’t seem to break.
If you’re in a lower credit score, try out a personal loan. Licensed money lenders in Aljunied lend cash even to bad credit borrowers.
They also help you cope up with the repetitive cycle. A longer repayment timeline allows you to plot all your expenses. It also helps you manage your salary a lot better.
Lower interest rate than credit cards
Compared to credit cards, a personal loan gives borrowers a lower interest rate. Also, a more manageable monthly repayment is at your disposal.
Credit card interest rates depend on the credit type you chose. Late repayment fees cost a lot more than a personal loan.
But, personal loan interest rates are marked up to 4% monthly. Thanks to the regulation instructed by the Moneylenders Act. It’s a law mandated by the Ministry of Law regulating the financial industry of Singapore.
Licensed money lenders in Aljunied abide by the law. Check their official website.
Moreover, reputable lenders offering low-interest personal loans let you choose a plan. A monthly repayment term is better, especially if it fits your current budget needs.
Remember, it is best to borrow for a low interest rate to take care of financial obligations. It is very applicable during an urgent situation. Credit card usage plus interest may lead you into deeper debt.
Licensed Moneylenders Aljunied
Cover unforeseen expenses
Singaporeans go into debt to cover unplanned expenses. Later on, it affects your credit score negatively. The worse scenario is it may rack up a lot of interest.
Applying for a personal loan is less expensive than using your credit card. Saving your credit score from unpaid bills is the bonus effect.
Through your instant cash loans, you can repair the car that broke down at the last minute. Also, get emergency treatments done immediately.
Secure an examination schedule for your kid. Ask more about personal loans from the licensed money lenders in Aljunied.
There’s no reason for you not to get a personal loan. You can use it for anything.
Take out a personal loan from trusted lending companies. Apply at licensed money lenders in Aljunied.
Choose Licensed Moneylenders in Aljunied
In Aljunied, there are many money lending companies to choose from. But the best of the best is the licensed money lenders in Aljunied. We’ll show you why.
Loans for foreigners
Not all banks and lending institutions accept ex-pat borrowers. But with the licensed money lenders in Aljunied, they welcome them with open arms.
Yet, a loan for ex-pats working in Singapore must be a qualified borrower. Check out the list of documents needed on the lender’s official webpage.
Professional personnel
Loan personnel is quite persuasive. They’ll convince you how much you need to take out a loan from them.
As always, be vigilant. There are lending companies that are very discreet and sometimes aggressive.
If you feel harassed, withdraw your loan application.
Loan officers from the licensed money lenders in Aljunied are professionals. They talk about your financial status factly.
They are strict but not stiff. You can always talk with the loan personnel and ask questions related to your loan.
Follows due process
Licensed moneylenders in Aljunied follow a due process, although the process is quick.
You have to apply with the money lending’s online loan process and receive notifications before proceeding to the office. Discuss the personal loan topics with your requirements on handAfterwardsard, sign the contract and claim your quick cash.
There’s no shortcut. You have to follow the proper loan process. No worries. It won’t take you days. Just wait within the day, and you’ll have the instant loan cash on hand.
Financial management is made easy by the licensed moneylenders in Aljunied. Apply for a personal loan and get instant relief from stressful money matters.
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