Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract – we ensure no hidden charges!

Eligibility and Documents Needed

Loan applicant must be aged 21 years and above

Singapore Citizen or Permanent Resident

In employment

Eligibility and Documents Needed

  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)

For Self Employed

  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address

For Taxi Drivers

  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)


In North Singapore, you can find the subzone of Admiralty. The area is connected to Sembawang and Yishun via Gambas Avenue. 

Admiralty’s neighbourhood features a community centre named ACE The Place Community Club. The Admiralty MRT Station provides efficient transportation around this area. Thus, it gives convenience to all public commuters.

Not only that. Admiralty houses licensed moneylenders that help residents support their finances in times of tight budget. Be financially prepared for any unexpected bills with the licensed moneylenders in Admiralty

Keep a Healthy Credit Score with Licensed Moneylenders in Admiralty

Even though licensed moneylenders in Admiralty don’t depend on your score, they help you build it. 

Below are the quick tips for a healthy credit score. 

No Loan Default

Loan default happens when you cannot pay your debts. Regardless if it is a credit card loan or a low-interest personal loan. Banks and financial institutions treat this as a loss. Then, it is reported and recorded. Soon, it drags your score down. 

Remember, this is never a good thing. A single default is indefinitely recorded in your credit report. If you have this, you will find it hard to get a new house or car loan soon. 

As much as possible, avoid this kind of record. If you foresee a potential default, contact your trusted lender. For sure, they have an alternative solution for you. Licensed moneylenders in Admiralty always have backup plans for their clients. 

Timely Payment

Credit cards and lines, and loans have different repayment. Usually, cards require a minimum repayment before the end of the billing cycle. Loans, on the other hand, have a fixed repayment schedule. 

What matters most to banks and financial companies is that you repay on time. Late repayment of more than 30 days is considered delinquent already. It will incur your late repayment fees. 

It is manageable as long as you make timely repayments. Within a year, your credit score will recover. 

If a late repayment is inevitable, get a piece of advice from the licensed moneylenders in Admiralty. A flexible repayment plan awaits you. 

One Short-Term Loan at a Time

In Singapore, applying for three personal loans within a month drags your credit score. 

Quick successions of a loan application indicate a worse turn of events. Often, it happens to first-time home buyers. 

Miscalculation of expenses leads to a shortage of funds. In the end, the personal loan applied is used to cover the down payment on top of a home loan. 

The best solution is to save enough for the down payment first. Then, calculate other expenses that will be under your loan application. 

Licensed moneylenders in Admiralty advise you to take time before another loan. As much as possible, finish your initial financial obligation first. Also, know the right amount needed before you apply for a loan.

End Zero Credit Record

A diligent borrower is a responsible payer, which results in a good credit score. Later you’ll realise it has a domino effect—a significant impact on your financial decision. 

Homebuyers with a healthy score can loan up to 80% of the flat’s value. In comparison, homebuyers with low credit scores may only get 60%. But homebuyers with zero credit have no chance with banks. 

Every citizen must use credit, whether big or small. Start it with a payday loan from the licensed moneylenders in Admiralty. 

For every loan, pay it on time. If the lender permits, settle it ahead of time. This way, it will save you from paying more interest rate and starts a good score. 

Having credit does not mean you cannot handle your finances. Instead, you’re one step ahead for a brighter financial future. You’re on the right path whenever you apply for an instant cash loan from the licensed moneylenders in Admiralty.

Borrow Cash with Admiralty Moneylenders

Only apply for a loan from trusted and reputable money lenders. It is always safe and secured. 

But how will you know if you’re borrowing from the right money lender? Tick off this checklist. 

Registered as Official Licensed Moneylenders in Singapore

A licensed money lending facility has an ensured slot in the official list of licensed moneylenders in Singapore. You can look for it through the Ministry of Law Singapore.

Look up for your chosen lender. See if it is enlisted. If not, defer your application. You may also report them to the authority. 

Licensed moneylenders in Admiralty are actually on the list of Registered Moneylenders. They comply with all the regulations the Moneylenders Act has released. 

Respects Borrowers Privacy

Personal interaction with the lenders is also a determining factor. If you feel secured and respected, a lending company is indeed legit. 

Unlicensed moneylenders force clients to disclose personal information. Sometimes they threaten to deny an application if you won’t give your SingPass. Never oblige, as the law strictly prohibits it. 

Licensed moneylenders in Admiralty give ample time and space for you to decide. They explain the loan process, so you know what to expect. If they require sensitive information, you have to enter the details personally.  

Regulated Charges

One of the best offers by a legit lending company is regulated charges. The Ministry of Law implements strict compliance. Moneylenders in the place are very obedient.

The sum of all their charges does not exceed the borrower’s principal loan amount.

For example, the maximum interest rate per month is 4% only. The processing fee is only up to 10% of the principal amount. Also, you can pay it on instalment or loan amount deduction. 

Never transact with unlicensed moneylenders and loan sharks. Read on for feedback and reviews of your chosen lender before you take a loan. They are one of the go-to lenders in Singapore.

A safe loan transaction with the licensed moneylenders in Admiralty is what you need to build a good credit score. Remember, only deal with the legitimate. It gives your loan journey a happy ending.

Related Article: What to Eat in Admiralty: Top 5 Hawker Stalls​​

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