Cash Mart Pte Ltd is one of the very few licensed moneylenders in Singapore that strictly operates independently where clients information are kept fully confidential and not distributed. As a licensed personal loan moneylender in Singapore, we do not advertise nor solicit any advance fees for pre-approved loans through SMS, over the phone or emails. In case of any issues, contact us at 6397-4111 or info@cashmart.sg

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Your Privacy and Security, Protected

We take full measures to protect your identity.

Your Application is 100% confidential.

Small Loans, Big Solutions

Access extra cash when you need it the most from your online lending partner.

Short Term Loans

We offer the most flexible repayment terms you can meet with ease.

Money on Demand

Get your cash in less than 30 minutes after you signed your loan contract with us.

Trusted Transparency

From our online loan calculator to loan contract - we ensure no hidden charges!

Eligibility and Documents Needed
  • Loan applicant must be aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • In employment
For Salaried and Commission-based Employees
  • Identification Card (NRIC)
  • Singpass Login
  • Proof of billing ( Any latest bill indicating residential address)
  • Latest 3 month original payslip (Only applicable if there is no cpf contribution)
  • Letter of employment (Only applicable for new employment)
For Self Employed
  • Identification Card (NRIC)
  • Singpass Login
  • Notice of assessment (NOA indicating trade income)
  • ACRA (Accounting/Corporate Regulatory Authority)
  • Proof of billing ( Any latest bill indicating residential address
For Taxi Drivers
  • Identification Card (NRIC)
  • Vocational license
  • Taxi pass
  • Min 7 days job summary
  • Proof of billing ( Any latest bill indicating residential address)

Changi

Changi is in the region of Tanah Merah. Changi is the largest planning area by land size in Singapore. 

Nowadays, it has become an aviation site where Changi Airport and Changi Air Base is situated. Changi prison is also located in the district. 

The place is one of the districts in Singapore that offers a variety of amenities. 

Changi City Point is a shopping paradise for shopgoers. For foodies, Changi Village Hawker Center is the best place for its wide food options. 

There is also a wide array of shophouses nearby residential areas. This poses convenience to residents. 

Changi also offers leisure spots for leisure seekers. People can go to resorts, nature facilities as well as sports centers. 

One of the well-known attractions in the city is the Changi Beach Massacre Monument. Others are the Changi Museum and chapel and Johore Battery.

There are also exhibition areas in the city. It is where major events like concerts, exhibits, and conferences are held. They are the Changi Exhibition Center and Singapore Expo. 

You can see also the known and trusted licensed moneylenders in Changi. If you are in a deficit situation, this will be of big help to you.

 

Why Get a Personal Loan from Licensed Moneylenders in Changi?

 

Needs Cash on hand

Some expenses or purchases ask you to pay with your money on hand. But sometimes you don’t have enough penny on hand, so some may resort to a personal loan. 

Expenses like a medical procedure are covered by insurance. But if you do not have insurance, using your own money might be a pain in your pocket. 

Other expenses like car repairs or home renovation also need a huge amount of money. 

Getting a personal loan is the best choice for you. This will cover those expenses and to prevent draining your wallet too much. 

 

Lower Interest Rate

Many are thinking that it takes high-interest if you borrow from licensed moneylenders. It's a common misconception regards to the lending industry.

Licensed moneylenders in Changi offer personal loans with low-interest rates 

Some licensed moneylenders offer a fixed rate on personal loans. 

But as long as the lender complies with the Moneylenders Act, you don’t have to worry about it. This is better than credit cards where interest rates could increase over time. 

Personal loans are designed for long term payments. This is the reason why the interest rate is conducive to borrowers’ capability to pay off their debt. 

 

Structured Payment Schedule

One of the best reasons to get a personal loan is its payment terms. Credit cards base the payment on your current balance. 

With a credit card, you can as long as you want with your payments. But it could take a higher interest rate the longer it takes. 

With a personal loan, your payments are distributed in a plan that suits you. You can negotiate the payment terms with your financial advisor. 

Aside from that, you will be given an idea of how much you have to pay every month. 

They will let you know how much goes to the interest rate and how much goes to the principal. Because of its payment terms, you know the exact time you would finish with your repayments. 

 

 

Licensed Moneylender in C

No Collateral

Some other loan scheme requires borrowers to show collateral. They make it a requirement before you can get approved. Most unlicensed moneylenders use this scheme. 

Getting a personal loan from licensed moneylenders in Changi is way better. They won’t ask you for your assets or properties in case you can’t pay off your debts. 

Applying for a personal loan is suitable for those who do not own assets or properties. But if you are getting a home loan or car loan, they might ask for collateral.

 

Fast Availability

Getting approved with your application to a personal loan is fast. 

You can get approved within twenty-four (24) hours. You can even get a loan within a day. 

That is why getting a personal loan is the best option if you need money for your emergency expenses. 

But if you cannot get approved within a day, you can get the approval within a week after your application. 

 

Tips in Getting your Loan from a Licensed Moneylender in Changi

If you are having difficulties getting a loan, here are some tips that you can follow: 

 

Know your credit score

Most moneylenders approve your application based on the least credit score. It will be easier for you to find a loan that will qualify you if you know your credit score. 

 

Research for Moneylenders

Research for all possible moneylenders that are near you. Find those that offer the best rates and terms according to your needs. 

Compare the moneylenders by weighing each for the benefits it could give to you. 

 

Eligibility Criteria

Before applying for your loan, you should know your limitations. Also, learn about the lenders’ criteria. 

Your approval would be easy if you have good eligibility. Your application needs a hard credit pull. 

If your credit score did not qualify, there's a high chance that your application will be rejected.

Remember, negative impacts like rejections can affect your credit score. It will give a bad effect on your credibility as well.

 

Shortest Term

Many borrowers choose the longer term. This lowers the amount of money for repayments monthly. 

They do not know that the longer their term could take, the more interest might be taken from them over time. 

That's why it is way better to choose a shorter-term than the longer-term.

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